Saving Account

Wishrama Savings Account

Cargills Bank PLC

Cargills Bank Wishrama Savings Account is specially designed for Pensioners. The Account offers special features and benefits exclusively tailored to facilitate the account holder upon remitting their pension.

Savings Account Information

Saving Account

Privet Banking

General

Rates and terms last verified on 27 June 2025.These rates may be outdated — please confirm with the bank before applying.

Description

Features

Discount up to 7.5% for prescription medicines at Cargills supermarkets on selected days
“Wishrama” Branded Life-time free Debit Card
A Pre-Approved Credit Card
A complimentary gift for New Minor Savings Account
Free e-statement facility
Free Pensioners’ Passbook
Free Online Banking & Mobile Banking facility
Free SMS alert facility
Deposit & Withdraw Cash from any 530 registered Cargills Food City Outlets Islandwide from 8 am to 10 pm, 365 days of the year free of charge

Eligibility

Sri Lankan Resident
Government Pensioner or widow/widower (who receives pension of the spouse through Pension Department)
Up to 75 years of age holding a valid national identity card (NIC)
Minimum initial deposit is LKR 500/-

Documents Needed

Duly completed Savings Account Application
National Identity Card (NIC)
Pension ID or any other proof document
Copy of recent utility bill/bank statement to establish residence address (if address differs from NIC)

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