HNB Salary SMART
Hatton National Bank PLC.
You can triple your salary with HNB Salary Smart. If you earn Rs. 50,000 and above, you get access to Personal Loans and Overdraft Facilities worth 3 times your salary. Your lifestyle shouldn’t be limited by your cashflow. And you can even get 50% of your net salary as an advance each month.
| Category | Rate |
|---|---|
| Salary Savings | Contact Bank |
Rates and terms last verified on 3 July 2025.These rates may be outdated — please confirm with the bank before applying.
You can triple your salary with HNB Salary Smart. If you earn Rs. 50,000 and above, you get access to Personal Loans and Overdraft Facilities worth 3 times your salary. Your lifestyle shouldn’t be limited by your cashflow. And you can even get 50% of your net salary as an advance each month.
- Up to 3 times your net salary as an Overdraft Facility or Personal Loan
- Up to 50% of your net salary as an advance (Overdraft Facility)
- Special interest rates on Personal Loans, Leasing, and Home Loans
- Loan buyback at special rates
- HNB Platinum Visa Credit Card with the first-year annual fee waived
- High-interest savings account with unlimited withdrawals
- Branded Debit Card
- Branded cheque book (first cheque book issued free of charge)
- Easy access via the HNB Digital Banking App
- Sri Lankan citizens aged 18 years or above
- Salaried individuals earning a net income of Rs. 50,000 or more, with their salary routed through HNB
- Duly filled Application Form.
- Copy of latest salary slip.
- Copy of NIC or valid Driving License.
- Copy of a utility bill if permanent address differs from NIC / Driving License.
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