HNB Salary SMART

You can triple your salary with HNB Salary Smart. If you earn Rs. 50,000 and above, you get access to Personal Loans and Overdraft Facilities worth 3 times your salary. Your lifestyle shouldn’t be limited by your cashflow. And you can even get 50% of your net salary as an advance each month.

• Up to 3 times your net salary as an Overdraft Facility or Personal Loan
• Up to 50% of your net salary as an advance (Overdraft Facility)
• Special interest rates on Personal Loans, Leasing, and Home Loans
• Loan buyback at special rates
• HNB Platinum Visa Credit Card with the first-year annual fee waived
• High-interest savings account with unlimited withdrawals
• Branded Debit Card
• Branded cheque book (first cheque book issued free of charge)
• Easy access via the HNB Digital Banking App

• Sri Lankan citizens aged 18 years or above
• Salaried individuals earning a net income of Rs. 50,000 or more, with their salary routed through HNB

• Duly filled Application Form.
• Copy of latest salary slip.
• Copy of NIC or valid Driving License.
• Copy of a utility bill if permanent address differs from NIC / Driving License.