Saving Account

HNB Salary SMART

Hatton National Bank PLC.

Savings Account Information

Saving Account

Privet Banking

General

Category	Rate
Salary Savings	Contact Bank

Rates and terms last verified on 3 July 2025.

Description

You can triple your salary with HNB Salary Smart. If you earn Rs. 50,000 and above, you get access to Personal Loans and Overdraft Facilities worth 3 times your salary. Your lifestyle shouldn’t be limited by your cashflow. And you can even get 50% of your net salary as an advance each month.

Features

Up to 3 times your net salary as an Overdraft Facility or Personal Loan
Up to 50% of your net salary as an advance (Overdraft Facility)
Special interest rates on Personal Loans, Leasing, and Home Loans
Loan buyback at special rates
HNB Platinum Visa Credit Card with the first-year annual fee waived
High-interest savings account with unlimited withdrawals
Branded Debit Card
Branded cheque book (first cheque book issued free of charge)
Easy access via the HNB Digital Banking App

Eligibility

Sri Lankan citizens aged 18 years or above
Salaried individuals earning a net income of Rs. 50,000 or more, with their salary routed through HNB

Documents Needed

Duly filled Application Form.
Copy of latest salary slip.
Copy of NIC or valid Driving License.
Copy of a utility bill if permanent address differs from NIC / Driving License.

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About the HNB Salary SMART

The HNB Salary SMART is a savings account from HNB Bank in Sri Lanka. The features, eligibility and documents above come from the bank's published terms; confirm them with HNB Bank before you apply, as rates and conditions change.

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