Home Loans

No description available

• Our repayment period extends up to 25 years and maximum loan amount Rs 50.00 Mn
• We offer you attractive fixed and variable interest rates.
• We charge lower legal fees for your loan.
• If its construction you are looking at, we offer up to 80% of BOQ (for construction).
• To buy a house, we help you by offering up to 75% of FSV.
• To buy bare land, we offer you up to 60% of the FSV.

• You’re aged 18 to 50, and working as a ‘permanent & confirmed’ employee in an established Company / Institution
• You have a valid Sri Lankan National Identity Card / Passport / Driver’s License.
• You being a salaried employee drawing a monthly gross salary above Rs.100,000/- OR
• You being a professional drawing a monthly gross salary above Rs.150,000/- OR
• You being a self employed individual earning a monthly net personal income of Rs.200,000/-

• Duly completed Home Loan Application.
• A copy of your Sri Lankan National Identity Card / Passport / Driver’s License.
• Salary slips for the Last 3 months along with the bank account statements (if applicable).
• Letter from your employer, confirming your position and salary details (if applicable).
• Copy of the business registrations, financials and other business related documents (if applicable).
• Sales agreement (in the case of the purchase of land / house, or a letter from the seller, indicating the selling price).
• Bill of Quantity acceptable to the Bank.
• Building Plan, approved by the Local Authority.
• Copies of Deed and Survey Plan, approved by the Local Authority.