Flexi Draft
Cargills Bank PLC
Tell us what you need and we will check which banks and finance companies on our panel could take your application. We are not a bank and do not lend. Approval and final terms are decided by the bank or finance company.
Rates and terms last verified on 29 July 2025.
- Attractive Interest Rate
- Lowest monthly installment
- Flexible Repayment Plans up to 5 Years
- No early settlement fee for part and full settlement of the Loan
- Age of 18 to 50 working as a permanent & confirmed employee in an established company/institute
- Valid Sri Lankan NIC/Passport/Diver’s License
- Salaried Employee drawing a monthly gross salary above 100,000 or a professional drawing a monthly gross salary of 150,000
- Salaried – Copy of your Sri Lankan National Identity Card / Passport / Driver’s License.
- Professionals – Copy of Professional Membership ID and /or documentary evidence on
- Professional qualification for Professionals
- Salary slips for the Last 3 months along with the bank account statements (if applicable)
- Letter from your employer, confirming your position and salary details (if applicable)
- Copy of Certificate of Registration (excluding Brand New & Unregistered vehicles).
- Copy of Revenue License (excluding Brand New & Unregistered vehicles).
- Invoice
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About the Flexi Draft
The Flexi Draft is a personal loan from Cargills Bank in Sri Lanka. Its listed rate is Contact Bank. The features, eligibility and documents above come from the bank's published terms; confirm them with Cargills Bank before you apply, as rates and conditions change.
Before taking a personal loan, compare the interest rate and whether it is fixed or floating, the maximum amount and repayment period, processing fees, early settlement charges, and the income and documents each lender asks for.
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