Cargills Bank PLC · Personal Loan

Flexi Draft

Interest rate p.a.: Ask bank
Maximum amount: Ask bank
Maximum term: 5 yrs

Rates and terms last verified 29 July 2025. Confirm the current terms with the bank.

Full details on Cargills Bank PLC's website

Tell us what you need and we will check which banks and finance companies on our panel could take your application. We are not a bank and do not lend. Approval and final terms are decided by the bank or finance company.

Features

Attractive Interest Rate
Lowest monthly installment
Flexible Repayment Plans up to 5 Years
No early settlement fee for part and full settlement of the Loan

Who can apply

Age of 18 to 50 working as a permanent & confirmed employee in an established company/institute
Valid Sri Lankan NIC/Passport/Diver’s License
Salaried Employee drawing a monthly gross salary above 100,000 or a professional drawing a monthly gross salary of 150,000

Interest rate p.a.

Ask bank

Check My Eligibility

Flexi Draft: common questions

What is the interest rate on the Flexi Draft?

Cargills Bank does not publish a rate for the Flexi Draft; ask the bank for a quote.

How much can I borrow, and for how long?

The Flexi Draft goes up to Ask bank, repaid over up to 5 yrs. The amount you are approved for depends on your income and existing repayments.

Who is eligible for the Flexi Draft?

Age of 18 to 50 working as a permanent & confirmed employee in an established company/institute Valid Sri Lankan NIC/Passport/Diver’s License Salaried Employee drawing a monthly gross salary above 100,000 or a professional drawing a monthly gross salary of 150,000

About the Flexi Draft

The Flexi Draft is a personal loan from Cargills Bank in Sri Lanka. The features, eligibility and documents above come from the bank's published terms; confirm them with Cargills Bank before you apply, as rates and conditions change.

Before taking a personal loan, compare the interest rate and whether it is fixed or floating, the maximum amount and repayment period, processing fees, early settlement charges, and the income and documents each lender asks for.

See every personal loans from Cargills Bank or compare personal loans from every bank.

Documents you'll need

Salaried – Copy of your Sri Lankan National Identity Card / Passport / Driver’s License.
Professionals – Copy of Professional Membership ID and /or documentary evidence on
Professional qualification for Professionals
Salary slips for the Last 3 months along with the bank account statements (if applicable)
Letter from your employer, confirming your position and salary details (if applicable)
Copy of Certificate of Registration (excluding Brand New & Unregistered vehicles).
Copy of Revenue License (excluding Brand New & Unregistered vehicles).
Invoice

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What documents do I need?

Salaried – Copy of your Sri Lankan National Identity Card / Passport / Driver’s License.; Professionals – Copy of Professional Membership ID and /or documentary evidence on; Professional qualification for Professionals; Salary slips for the Last 3 months along with the bank account statements (if applicable); Letter from your employer, confirming your position and salary details (if applicable); Copy of Certificate of Registration (excluding Brand New & Unregistered vehicles)..

How do I apply for the Flexi Draft?

Use the button on this page to send one application through AnyBanQ, or contact Cargills Bank directly. AnyBanQ is not a bank or lender; approval and final terms are decided by Cargills Bank.