DFCC Bank PLC · Personal Loan

SMELoC - SME (ADB)

Interest rate p.a.: Ask bank
Maximum amount: LKR 50M
Maximum term: Ask bank

Rates and terms last verified 18 August 2025. Confirm the current terms with the bank.

Tell us what you need and we will check which banks and finance companies on our panel could take your application. We are not a bank and do not lend. Approval and final terms are decided by the bank or finance company.

Features

Long-term Investment Loans, Non-collateralised Working Capital Loans and Joint Loans (investment + non-collateralised working capital).

Who can apply

Registered Small or Medium-sized Enterprises (SMEs) with,
An annual turnover less than Rs. 1000 million
Having less than 200 employees if in manufacturing sector or service sector

Documents you'll need

Duly filled Loan Application

Interest rate p.a.

Ask bank

Check My Eligibility

SMELoC - SME (ADB): common questions

What is the interest rate on the SMELoC - SME (ADB)?

DFCC Bank does not publish a rate for the SMELoC - SME (ADB); ask the bank for a quote.

How much can I borrow, and for how long?

The SMELoC - SME (ADB) goes up to LKR 50M. The amount you are approved for depends on your income and existing repayments.

Who is eligible for the SMELoC - SME (ADB)?

Registered Small or Medium-sized Enterprises (SMEs) with, An annual turnover less than Rs. 1000 million Having less than 200 employees if in manufacturing sector or service sector

About the SMELoC - SME (ADB)

The SMELoC - SME (ADB) is a personal loan from DFCC Bank in Sri Lanka. The features, eligibility and documents above come from the bank's published terms; confirm them with DFCC Bank before you apply, as rates and conditions change.

Before taking a personal loan, compare the interest rate and whether it is fixed or floating, the maximum amount and repayment period, processing fees, early settlement charges, and the income and documents each lender asks for.

See every personal loans from DFCC Bank or compare personal loans from every bank.

Copy of the Business Registration Certificate /NIC of applicants

For sole proprietorship and partnership – Certificate of registration

For Private Limited Company – Form 01 and other related forms with the details of the directors, company address etc.

Financial Statements (Audited/Certified/Management etc.)

Supporting documents for accounts, including bank statements

Supplier invoices/quotations/Certified BOQs as applicable to support the request

Loading rate history…

Reviews for SMELoC - SME (ADB)

Loading reviews…

What documents do I need?

Duly filled Loan Application; Copy of the Business Registration Certificate /NIC of applicants; For sole proprietorship and partnership – Certificate of registration; For Private Limited Company – Form 01 and other related forms with the details of the directors, company address etc.; Financial Statements (Audited/Certified/Management etc.); Supporting documents for accounts, including bank statements.

How do I apply for the SMELoC - SME (ADB)?

Use the button on this page to send one application through AnyBanQ, or contact DFCC Bank directly. AnyBanQ is not a bank or lender; approval and final terms are decided by DFCC Bank.