Can go up to 12 times the net salary of the customer, subject to total deductions from the customer salary being within the limit of 60% of his/her salary.
Construction, purchasing, renovation, extension, repairs and modifications of a house.
Educational purposes.
Overseas travels.
Weddings and other social functions.
Any other personal need (purchasing consumer durables, jewellery, etc.)
Eligibility
Be a Sri Lankan national.
Be between the ages of 20 – 54 years.
Be receiving a basic salary not less than Rs. 50,000/- per month.