Personal Loan
SMILE III
DFCC Bank PLC
Personal Loan Information
Personal Loan
Business Banking
General
Interest Rate (P.A) : 8.00%
Loan Tenure : Up to 10 Years
Maximum Loan Amount : LKR 5,000,000
Rates and terms last verified on 28 August 2025.
Features
- Smile III Revolving Fund is a general loan scheme designed to support the manufacturing industries and industry related service sectors.
Eligibility
- Small and Medium Scale sole proprietorship, partnership, cooperative society, limited liability company, or any other privately owned enterprise for start-up or expansion
- The investment in fixed assets (at original book value, excluding land and buildings owned or leased) should not exceed Rs.100Mn on completion of the sub-project.
- Minimum equity contribution of 25%
Documents Needed
- Duly filled Loan Application
- Invoice/Quotation or any other supporting documents as required
- Copy of NIC of applicants/the Business Registration Certificate and related documents
- Financial Statements (Records/Audited/Certified/Management etc.)
- Valid Environmental Protection Licenses (EPLs) where applicable
- Any other documents required by the Bank for the approval process.
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