Personal Loan
SMILE III Revolving Loan
Sampath Bank PLC
Personal Loan Information
Personal Loan
Business Banking
General
Interest Rate (P.A) : 8.00%
Loan Tenure : Up to 10 Years
Maximum Loan Amount : LKR 25,000,000
Rates and terms last verified on 28 August 2025.
Features
- Loans under SMILE III Revolving fund can be obtained as General loans or Technical Assistance Loans.
- Maximum loan amount for General Loan Scheme - Rs.25.0 Mn per eligible industrial enterprise.
- Interest rate of 8.0% p.a. for General Loan Scheme.
- Maximum repayment period of 10 years including a grace period of 2 years for General Loan Scheme.
- Maximum loan amount for Technical Assistance Loan Scheme - Rs. 2.5 Mn per eligible industrial enterprise.
- Interest rate of 5.0% p.a. for Technical Assistance Loan Scheme.
- Maximum repayment period of 05 years including a grace period of 3 months for Technical Assistance Loan Scheme.
Eligibility
- The investment in fixed assets, excluding land and buildings (owned or leased) at original book value should not exceed Rs. 150.0 Million on completion of the subproject.
- Eligible Sector - Manufacturing and industrial sub-sectors
- Eligible Purpose - Purchasing of Machinery
Documents Needed
- Contact Bank
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