Hatton National Bank PLC. · Personal Loan

Education Loans

Interest rate p.a.: Ask bank
Maximum amount: LKR 20M
Maximum term: 7 yrs

Rates and terms last verified 8 April 2026. Confirm the current terms with the bank.

Full details on Hatton National Bank PLC. 's website

Tell us what you need and we will check which banks and finance companies on our panel could take your application. We are not a bank and do not lend. Approval and final terms are decided by the bank or finance company.

About this personal loan

Education will unlock doors wherever you are in your career and your life. HNB will help you reach excellence in your chosen field by providing the funds and the support you need.

Features

Capital grace period will be given during the study period (Grace period= study period + 6 months).
Longer repayment period.
Standard documentation.
Competitive interest rates (Availability of fixed and floating interest rates).

Who can apply

If a student is not employed or lacks sufficient repayment capacity, they can obtain a loan jointly with a parent or guardian. Anyhow, the student should always be the primary borrower.

Interest rate p.a.

Ask bank

Check My Eligibility

Education Loans: common questions

What is the interest rate on the Education Loans?

HNB Bank does not publish a rate for the Education Loans; ask the bank for a quote.

How much can I borrow, and for how long?

The Education Loans goes up to LKR 20M, repaid over up to 7 yrs. The amount you are approved for depends on your income and existing repayments.

Who is eligible for the Education Loans?

If a student is not employed or lacks sufficient repayment capacity, they can obtain a loan jointly with a parent or guardian. Anyhow, the student should always be the primary borrower. Age: 18 - 65 years. Borrower/s has to be a Sri Lankan Citizen. Minimum income should be LKR 100,000 (Considered only in Sri Lankan Rupee (LKR)).

About the Education Loans

The Education Loans is a personal loan from HNB Bank in Sri Lanka. The features, eligibility and documents above come from the bank's published terms; confirm them with HNB Bank before you apply, as rates and conditions change.

Before taking a personal loan, compare the interest rate and whether it is fixed or floating, the maximum amount and repayment period, processing fees, early settlement charges, and the income and documents each lender asks for.

See every personal loans from HNB Bank or compare personal loans from every bank.

Borrower/s has to be a Sri Lankan Citizen.

Minimum income should be LKR 100,000 (Considered only in Sri Lankan Rupee (LKR)).

Documents you'll need

Offer Letter from the university.
Proof of equity contribution (such as proof of admission/ semester payment).
Duly completed application form.
Certified copy of NIC or Driving License.
Utility Bill (if address differs from NIC).
Employment confirmation letter (addressed to HNB).
Latest 3 salary slips.
Standing Order instruction OR Salary undertaking letter to remit salary to HNB.
Bank statements for last 6 months (is salary has not been routed to HNB).
Asset Declaration (in some instances).

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What documents do I need?

Offer Letter from the university.; Proof of equity contribution (such as proof of admission/ semester payment).; Duly completed application form.; Certified copy of NIC or Driving License.; Utility Bill (if address differs from NIC).; Employment confirmation letter (addressed to HNB)..

How do I apply for the Education Loans?

Use the button on this page to send one application through AnyBanQ, or contact HNB Bank directly. AnyBanQ is not a bank or lender; approval and final terms are decided by HNB Bank.