Achara Loans
National Development Bank PLC
Tell us what you need and we will check which banks and finance companies on our panel could take your application. We are not a bank and do not lend. Approval and final terms are decided by the bank or finance company.
Rates and terms last verified on 6 July 2026.
- Maximum loan amount is Rs.4,500,00/-
- Repayment period maximum up to 15 years subject to maximum age limit of 75 years
- Life Insurance coverage for the borrower in case of death of the borrower the loan will be settled in full by the insurer
- No security requirements
- Anyone receiving a pension from the department of pensions Sri Lanka and crediting same to 'NDB Aachara' account (savingd/current account)
- Maximum age limit of 75 years at maturity date of loan
- Minimum monthly pension of Rs.6,000/-
- Copy of the NIC/Passport/Pension ID/Driving license
- Valid document to verify the address
- Any other document requested by the bank.
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About the Achara Loans
The Achara Loans is a personal loan from NDB Bank in Sri Lanka. Its listed rate is Up to 13.95%. The features, eligibility and documents above come from the bank's published terms; confirm them with NDB Bank before you apply, as rates and conditions change.
Before taking a personal loan, compare the interest rate and whether it is fixed or floating, the maximum amount and repayment period, processing fees, early settlement charges, and the income and documents each lender asks for.
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