Personal Loan

Personal Loans

Cargills Bank PLC

Personal Loan Information

Personal Loan

Privet Banking

General

Interest Rate (P.A) : Up to 16.00%

Loan Tenure : Up to 07 Years

Maximum Loan Amount : LKR 7,500,000

Rates and terms last verified on 8 July 2026.

Description

Features

We grant Loans for up to 5 Years for salaried and up to 7 Years for professionals.
We offer you very attractive variable and fixed interest rates
Salaried employees can enjoy loans up to Rs.5.0Mn. and professionals can go up to Rs.7.5Mn

Eligibility

You’re aged 18 to 50, and working as a ‘permanent & confirmed’ employee in an established Company / Institution
You have a valid Sri Lankan National Identity Card / Passport / Driver’s License.
You being a salaried employee drawing a monthly gross salary above Rs.100,000/- OR
You being a professional drawing a monthly gross salary above Rs.150,000/-

Documents Needed

Duly completed Personal Loan Application.
Evidence of Identification
Copy of NIC / Valid Driving License or Passport.
Professionals – Copy of Professional Membership ID and /or documentary evidence on professional qualification
Salary Slips for the Last 3 months & bank statements reflecting salary credits
Assets Declaration

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