Personal Loans
Cargills Bank PLC
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Rates and terms last verified on 8 July 2026.
- We grant Loans for up to 5 Years for salaried and up to 7 Years for professionals.
- We offer you very attractive variable and fixed interest rates
- Salaried employees can enjoy loans up to Rs.5.0Mn. and professionals can go up to Rs.7.5Mn
- You’re aged 18 to 50, and working as a ‘permanent & confirmed’ employee in an established Company / Institution
- You have a valid Sri Lankan National Identity Card / Passport / Driver’s License.
- You being a salaried employee drawing a monthly gross salary above Rs.100,000/- OR
- You being a professional drawing a monthly gross salary above Rs.150,000/-
- Duly completed Personal Loan Application.
- Evidence of Identification
- Copy of NIC / Valid Driving License or Passport.
- Professionals – Copy of Professional Membership ID and /or documentary evidence on professional qualification
- Salary Slips for the Last 3 months & bank statements reflecting salary credits
- Assets Declaration
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About the Personal Loans
The Personal Loans is a personal loan from Cargills Bank in Sri Lanka. Its listed rate is Up to 16.00%. The features, eligibility and documents above come from the bank's published terms; confirm them with Cargills Bank before you apply, as rates and conditions change.
Before taking a personal loan, compare the interest rate and whether it is fixed or floating, the maximum amount and repayment period, processing fees, early settlement charges, and the income and documents each lender asks for.
See every personal loans from Cargills Bank or compare personal loans from every bank.