Personal Loan
Personal Loans
Cargills Bank PLC
Personal Loan Information
Personal Loan
Privet Banking
General
Interest Rate (P.A) : Up to 16.00%
Loan Tenure : Up to 07 Years
Maximum Loan Amount : LKR 7,500,000
Rates and terms last verified on 8 July 2026.
Description
Features
- We grant Loans for up to 5 Years for salaried and up to 7 Years for professionals.
- We offer you very attractive variable and fixed interest rates
- Salaried employees can enjoy loans up to Rs.5.0Mn. and professionals can go up to Rs.7.5Mn
Eligibility
- You’re aged 18 to 50, and working as a ‘permanent & confirmed’ employee in an established Company / Institution
- You have a valid Sri Lankan National Identity Card / Passport / Driver’s License.
- You being a salaried employee drawing a monthly gross salary above Rs.100,000/- OR
- You being a professional drawing a monthly gross salary above Rs.150,000/-
Documents Needed
- Duly completed Personal Loan Application.
- Evidence of Identification
- Copy of NIC / Valid Driving License or Passport.
- Professionals – Copy of Professional Membership ID and /or documentary evidence on professional qualification
- Salary Slips for the Last 3 months & bank statements reflecting salary credits
- Assets Declaration
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