Personal Loan
'Yasasa' Pensioners' Loans
Commercial Bank Of Ceylon PLC
Personal Loan Information
Personal Loan
Privet Banking
General
Interest Rate (P.A) : Up to 16.00%
Loan Tenure : Up to 15 Years
Maximum Loan Amount : LKR 5,000,000
Rates and terms last verified on 16 July 2026.
Features
- Loan scheme to suit your range of purposes.
- Extremely competitive low interest rates.
- Easy and convenient application process.
- Quick loan approval.
Eligibility
- If you are a Government Pensioner or widow/widower who receives your spouse's pension through Pensions Department, CEB or Central Bank of Sri Lanka, you can apply for this loan scheme.
- Your age need to be below 74 years of age and the loan should be paid in full 01 month before you reach your 75th Birthday. (For joint application both you & your other parties need to meet this requirement).
- Joint income could be considered if the spouse is also a government pensioner.
- Your monthly pension should be remitted to your Commercial Bank account.
- The minimum net pension should be Rs. 25,000/- per month.
Documents Needed
- Loan application.
- Copy of National Identity Card / Valid Passport/ Valid Driving License.
- Address verification documents indicating applicant’s name and address (if applicable). More info >>
- Pensioners' Identity Card.
- Customer request to remit monthly pension to Commercial Bank (GPL 01).
- No objection letter from the particular bank where the pension is currently being remitted (GPL 02).
- Affidavit prescribed by the Department of Pensions (GPL 03).
- If required : - Loan O/S outstanding confirmation letter, if obtained a facility from another Bank.
- Other income verification documents.
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