DFCC Bank PLC · Personal Loan

DFCC Ethera Saviya

Interest rate p.a.: Ask bank
Maximum amount: LKR 3M
Maximum term: 3 yrs

Rates and terms last verified 20 July 2026. Confirm the current terms with the bank.

Tell us what you need and we will check which banks and finance companies on our panel could take your application. We are not a bank and do not lend. Approval and final terms are decided by the bank or finance company.

About this personal loan

Features

Secure financial support for pre-departure expenses or business investment.
Maximum repayment period of 36 months, including a 3-month grace period; repayments must be inward remittances to a PFCA with DFCC Bank only.
Available for employment in South Korea, Israel, Italy, Japan, and GCC countries.
Loans above this amount require an immovable property mortgage.
Receive loan approval within 2 weeks, subject to document submission.
Borrow jointly with a resident family member if needed.

Interest rate p.a.

Ask bank

Check My Eligibility

DFCC Ethera Saviya: common questions

What is the interest rate on the DFCC Ethera Saviya?

DFCC Bank does not publish a rate for the DFCC Ethera Saviya; ask the bank for a quote.

How much can I borrow, and for how long?

The DFCC Ethera Saviya goes up to LKR 3M, repaid over up to 3 yrs. The amount you are approved for depends on your income and existing repayments.

Who is eligible for the DFCC Ethera Saviya?

Sri Lankan citizens seeking employment abroad. Those maintaining a Personal Foreign Currency Account (PFCA). Skilled workers migrating to South Korea, Israel, Italy, Japan, and GCC countries.

About the DFCC Ethera Saviya

The DFCC Ethera Saviya is a personal loan from DFCC Bank in Sri Lanka. The features, eligibility and documents above come from the bank's published terms; confirm them with DFCC Bank before you apply, as rates and conditions change.

Before taking a personal loan, compare the interest rate and whether it is fixed or floating, the maximum amount and repayment period, processing fees, early settlement charges, and the income and documents each lender asks for.

See every personal loans from DFCC Bank or compare personal loans from every bank.

Reimburse past migration-related expenses through the loan.

Conveniently repay your loan through inward foreign remittances.

Who can apply

Sri Lankan citizens seeking employment abroad.
Those maintaining a Personal Foreign Currency Account (PFCA).
Skilled workers migrating to South Korea, Israel, Italy, Japan, and GCC countries.

Documents you'll need

Personal Identification – NIC, passport, or driving license.
Address Verification – Proof of residence outside Sri Lanka.
Valid Work Visa – Proof of employment overseas.
Employment Contract or Appointment Letter – Issued by the employer.

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What documents do I need?

Personal Identification – NIC, passport, or driving license.; Address Verification – Proof of residence outside Sri Lanka.; Valid Work Visa – Proof of employment overseas.; Employment Contract or Appointment Letter – Issued by the employer..

How do I apply for the DFCC Ethera Saviya?

Use the button on this page to send one application through AnyBanQ, or contact DFCC Bank directly. AnyBanQ is not a bank or lender; approval and final terms are decided by DFCC Bank.