Personal Loan
DFCC Ethera Saviya
DFCC Bank PLC
Personal Loan Information
Personal Loan
Privet Banking
General
Interest Rate (P.A) : Contact Bank
Loan Tenure : Up to 03 Years
Maximum Loan Amount : LKR 3,000,000
Rates and terms last verified on 20 July 2026.
Description
Features
- Secure financial support for pre-departure expenses or business investment.
- Maximum repayment period of 36 months, including a 3-month grace period; repayments must be inward remittances to a PFCA with DFCC Bank only.
- Available for employment in South Korea, Israel, Italy, Japan, and GCC countries.
- Loans above this amount require an immovable property mortgage.
- Receive loan approval within 2 weeks, subject to document submission.
- Borrow jointly with a resident family member if needed.
- Reimburse past migration-related expenses through the loan.
- Conveniently repay your loan through inward foreign remittances.
Eligibility
- Sri Lankan citizens seeking employment abroad.
- Those maintaining a Personal Foreign Currency Account (PFCA).
- Skilled workers migrating to South Korea, Israel, Italy, Japan, and GCC countries.
Documents Needed
- Personal Identification – NIC, passport, or driving license.
- Address Verification – Proof of residence outside Sri Lanka.
- Valid Work Visa – Proof of employment overseas.
- Employment Contract or Appointment Letter – Issued by the employer.
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