Personal Loan
DFCC Educational Loans
DFCC Bank PLC
Personal Loan Information
Personal Loan
Privet Banking
General
Interest Rate (P.A) : Contact Bank
Loan Tenure : Up to 10 Years
Maximum Loan Amount : Contact Bank
Rates and terms last verified on 20 July 2026.
Features
- Covers tuition fees and related expenses.
- Based on course requirements and repayment capacity.
- Up to 10 years of equal monthly instalments for manageable payments.
- Available for students, professionals, and those pursuing higher education.
- Competitive financing for education loans in Sri Lanka.
- Minimal documentation and fast approvals, and loans can be disbursed directly to the educational institution.
- Manage payments easily with access to DFCC ONE and Online Banking, free eStatements and SMS Alerts
Eligibility
- Students pursuing local or overseas education.
- Up to 55 years of age (60 years with employer confirmation).
- Up to 60 years of age for professionals in private practice.
- Minimum monthly income of LKR 100,000 (Basic + Fixed Allowances).
Documents Needed
- Completed loan application form.
- Certified copy of National Identity Card, Driver’s License, or Passport.
- Proof of income – Salary slips for the last 3 months or income details from private practice.
- Course Details & Fee Structure – Letter issued by the educational institution confirming course fees.
- Salary Assignment – Letter of undertaking from employer as per DFCC’s prescribed format.
- Property Documents – If the loan is backed by a mortgage, title deeds and relevant local authority documents.
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