DFCC Teachers’ Loan

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• Flexible financing for educational needs, home renovations, personal expenses, or debt consolidation.
• Available for government, semi-government, and private school teachers.
• Competitive fixed and variable interest rates tailored for teachers.
• Loan tenure up to 7 years, ensuring manageable monthly payments.
• Simple and streamlined application process.
• Access to DFCC ONE and Online Banking, eStatements, and SMS alerts.

• Teachers employed in government, semi-government, or identified private/international schools.
• Educational administrative service personnel (Grade I, II, III, or Special Grade executives/senior executives).
• Minimum monthly gross income of LKR 50,000 (Basic + Fixed Allowances).
• Confirmed permanent employment with at least 2 years of continuous service.
• Age between 18 and retirement, and the ability to repay before retirement.

• Completed loan application form.
• Signed Terms & Conditions.
• Certified copy of NIC, Passport, or Driving License.
• Proof of employment (Appointment letter or employer certification).
• Salary assignment letter issued by the employer (on company letterhead as per DFCC’s format).
• Latest 3 months of certified salary slips.
• Written confirmation from 3rd party financial institutions on settlement quantum (if applicable).