Personal Loan
DFCC Teachers’ Loan
DFCC Bank PLC
Personal Loan Information
Personal Loan
Privet Banking
General
Interest Rate (P.A) : Contact Bank
Loan Tenure : Up to 07 Years
Maximum Loan Amount : Contact Bank
Rates and terms last verified on 20 July 2026.
Features
- Flexible financing for educational needs, home renovations, personal expenses, or debt consolidation.
- Available for government, semi-government, and private school teachers.
- Competitive fixed and variable interest rates tailored for teachers.
- Loan tenure up to 7 years, ensuring manageable monthly payments.
- Simple and streamlined application process.
- Access to DFCC ONE and Online Banking, eStatements, and SMS alerts.
Eligibility
- Teachers employed in government, semi-government, or identified private/international schools.
- Educational administrative service personnel (Grade I, II, III, or Special Grade executives/senior executives).
- Minimum monthly gross income of LKR 50,000 (Basic + Fixed Allowances).
- Confirmed permanent employment with at least 2 years of continuous service.
- Age between 18 and retirement, and the ability to repay before retirement.
Documents Needed
- Completed loan application form.
- Signed Terms & Conditions.
- Certified copy of NIC, Passport, or Driving License.
- Proof of employment (Appointment letter or employer certification).
- Salary assignment letter issued by the employer (on company letterhead as per DFCC’s format).
- Latest 3 months of certified salary slips.
- Written confirmation from 3rd party financial institutions on settlement quantum (if applicable).
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