DFCC Bank PLC · Personal Loan

DFCC One Loan

Interest rate p.a.: Ask bank
Maximum amount: Ask bank
Maximum term: 8 yrs

Rates and terms last verified 21 July 2026. Confirm the current terms with the bank.

Tell us what you need and we will check which banks and finance companies on our panel could take your application. We are not a bank and do not lend. Approval and final terms are decided by the bank or finance company.

Features

DFCC One Loan is a specially designed debt consolidation loan, allowing you to settle loans, leases, credit card balances, and other borrowings while also funding personal requirements.
Enjoy flexible repayment terms and competitive interest rates to manage your finances more effectively, with a personal loan for debt consolidation.
You can consolidate your debt obligations from one or more financial institutions into a single, manageable monthly instalment.

Who can apply

Permanent salaried employees and self-employed professionals.
Age between 18 and retirement age, with ability to repay before retirement age
Minimum monthly gross income of LKR 150,000 (Basic + Fixed Allowances + 75% of the 3-month average variable income).

Interest rate p.a.

Ask bank

Check My Eligibility

DFCC One Loan: common questions

What is the interest rate on the DFCC One Loan?

DFCC Bank does not publish a rate for the DFCC One Loan; ask the bank for a quote.

How much can I borrow, and for how long?

The DFCC One Loan goes up to Ask bank, repaid over up to 8 yrs. The amount you are approved for depends on your income and existing repayments.

Who is eligible for the DFCC One Loan?

Permanent salaried employees and self-employed professionals. Age between 18 and retirement age, with ability to repay before retirement age Minimum monthly gross income of LKR 150,000 (Basic + Fixed Allowances + 75% of the 3-month average variable income).

About the DFCC One Loan

The DFCC One Loan is a personal loan from DFCC Bank in Sri Lanka. The features, eligibility and documents above come from the bank's published terms; confirm them with DFCC Bank before you apply, as rates and conditions change.

Before taking a personal loan, compare the interest rate and whether it is fixed or floating, the maximum amount and repayment period, processing fees, early settlement charges, and the income and documents each lender asks for.

See every personal loans from DFCC Bank or compare personal loans from every bank.

Documents you'll need

Completed loan application.
Signed Terms & Conditions.
Certified copy of National Identity Card, Driver’s License, or Passport.
Assignment over salary issued by employer (for salaried applicants).
Latest 3 months’ salary slips (original or certified copies).
Written confirmation from 3rd party financial institutions on settlement quantum (for debt consolidation purposes).

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What documents do I need?

Completed loan application.; Signed Terms & Conditions.; Certified copy of National Identity Card, Driver’s License, or Passport.; Assignment over salary issued by employer (for salaried applicants).; Latest 3 months’ salary slips (original or certified copies).; Written confirmation from 3rd party financial institutions on settlement quantum (for debt consolidation purposes)..

How do I apply for the DFCC One Loan?

Use the button on this page to send one application through AnyBanQ, or contact DFCC Bank directly. AnyBanQ is not a bank or lender; approval and final terms are decided by DFCC Bank.