Personal Loan
DFCC One Loan
DFCC Bank PLC
Personal Loan Information
Personal Loan
Privet Banking
General
Interest Rate (P.A) : Contact Bank
Loan Tenure : Up to 08 Years
Maximum Loan Amount : Contact Bank
Rates and terms last verified on 21 July 2026.
Features
- DFCC One Loan is a specially designed debt consolidation loan, allowing you to settle loans, leases, credit card balances, and other borrowings while also funding personal requirements.
- Enjoy flexible repayment terms and competitive interest rates to manage your finances more effectively, with a personal loan for debt consolidation.
- You can consolidate your debt obligations from one or more financial institutions into a single, manageable monthly instalment.
Eligibility
- Permanent salaried employees and self-employed professionals.
- Age between 18 and retirement age, with ability to repay before retirement age
- Minimum monthly gross income of LKR 150,000 (Basic + Fixed Allowances + 75% of the 3-month average variable income).
Documents Needed
- Completed loan application.
- Signed Terms & Conditions.
- Certified copy of National Identity Card, Driver’s License, or Passport.
- Assignment over salary issued by employer (for salaried applicants).
- Latest 3 months’ salary slips (original or certified copies).
- Written confirmation from 3rd party financial institutions on settlement quantum (for debt consolidation purposes).
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