Hybrid Personal Loan

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• Loan Amounts from LKR 100,000 to LKR 5 Million – Ideal for financing any personal or professional needs.
• Flexible Repayment Options – Initially up to ten years, with an option for a Rollover Loan (total up to 15 years).
• Special Rollover Facility – Extend repayments beyond retirement, with final settlement by the age of 75 years.
• Affordable Repayment Plans – Salary-based repayment ensures ease of financial management.
• Exclusive for Government Employees – Designed for permanent, confirmed public sector workers.
• Fast Loan Approvals – Minimal paperwork for a hassle-free application process.

• Must be a confirmed, permanent government employee in Sri Lanka.
• Minimum monthly salary of LKR 50,000 (subject to salary assignment).
• Retirement date must be within 10 years from the loan application date.

• Completed Hybrid Loan application form.
• Signed Terms & Conditions.
• Certified copy of National ID, Driving License, or Passport.
• Latest 3 months' salary slips (original or certified copy).
• Employer-issued salary assignment letter.
• Annexure 01 (completed and submitted).