DFCC Bank PLC · Personal Loan

Hybrid Personal Loan

Interest rate p.a.: Ask bank
Maximum amount: LKR 5M
Maximum term: 15 yrs

Rates and terms last verified 21 July 2026. Confirm the current terms with the bank.

Tell us what you need and we will check which banks and finance companies on our panel could take your application. We are not a bank and do not lend. Approval and final terms are decided by the bank or finance company.

Features

Loan Amounts from LKR 100,000 to LKR 5 Million – Ideal for financing any personal or professional needs.
Flexible Repayment Options – Initially up to ten years, with an option for a Rollover Loan (total up to 15 years).
Special Rollover Facility – Extend repayments beyond retirement, with final settlement by the age of 75 years.
Affordable Repayment Plans – Salary-based repayment ensures ease of financial management.
Exclusive for Government Employees – Designed for permanent, confirmed public sector workers.
Fast Loan Approvals – Minimal paperwork for a hassle-free application process.

Who can apply

Interest rate p.a.

Ask bank

Check My Eligibility

Hybrid Personal Loan: common questions

What is the interest rate on the Hybrid Personal Loan?

DFCC Bank does not publish a rate for the Hybrid Personal Loan; ask the bank for a quote.

How much can I borrow, and for how long?

The Hybrid Personal Loan goes up to LKR 5M, repaid over up to 15 yrs. The amount you are approved for depends on your income and existing repayments.

Who is eligible for the Hybrid Personal Loan?

Must be a confirmed, permanent government employee in Sri Lanka. Minimum monthly salary of LKR 50,000 (subject to salary assignment). Retirement date must be within 10 years from the loan application date.

About the Hybrid Personal Loan

The Hybrid Personal Loan is a personal loan from DFCC Bank in Sri Lanka. The features, eligibility and documents above come from the bank's published terms; confirm them with DFCC Bank before you apply, as rates and conditions change.

Before taking a personal loan, compare the interest rate and whether it is fixed or floating, the maximum amount and repayment period, processing fees, early settlement charges, and the income and documents each lender asks for.

See every personal loans from DFCC Bank or compare personal loans from every bank.

Must be a confirmed, permanent government employee in Sri Lanka.

Minimum monthly salary of LKR 50,000 (subject to salary assignment).

Retirement date must be within 10 years from the loan application date.

Documents you'll need

Completed Hybrid Loan application form.
Signed Terms & Conditions.
Certified copy of National ID, Driving License, or Passport.
Latest 3 months' salary slips (original or certified copy).
Employer-issued salary assignment letter.
Annexure 01 (completed and submitted).

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What documents do I need?

Completed Hybrid Loan application form.; Signed Terms & Conditions.; Certified copy of National ID, Driving License, or Passport.; Latest 3 months' salary slips (original or certified copy).; Employer-issued salary assignment letter.; Annexure 01 (completed and submitted)..

How do I apply for the Hybrid Personal Loan?

Use the button on this page to send one application through AnyBanQ, or contact DFCC Bank directly. AnyBanQ is not a bank or lender; approval and final terms are decided by DFCC Bank.