
Personal Loan
Hybrid Personal Loan
DFCC Bank PLC
Personal Loan Information
Personal Loan
Privet Banking
General
Interest Rate (P.A) : Contact Bank
Loan Tenure : Up to 15 Years
Maximum Loan Amount : LKR 5,000,000
Rates and terms last verified on 21 July 2026.
Features
- Loan Amounts from LKR 100,000 to LKR 5 Million – Ideal for financing any personal or professional needs.
- Flexible Repayment Options – Initially up to ten years, with an option for a Rollover Loan (total up to 15 years).
- Special Rollover Facility – Extend repayments beyond retirement, with final settlement by the age of 75 years.
- Affordable Repayment Plans – Salary-based repayment ensures ease of financial management.
- Exclusive for Government Employees – Designed for permanent, confirmed public sector workers.
- Fast Loan Approvals – Minimal paperwork for a hassle-free application process.
Eligibility
- Must be a confirmed, permanent government employee in Sri Lanka.
- Minimum monthly salary of LKR 50,000 (subject to salary assignment).
- Retirement date must be within 10 years from the loan application date.
Documents Needed
- Completed Hybrid Loan application form.
- Signed Terms & Conditions.
- Certified copy of National ID, Driving License, or Passport.
- Latest 3 months' salary slips (original or certified copy).
- Employer-issued salary assignment letter.
- Annexure 01 (completed and submitted).
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