DFCC Mehewara Personal Loan

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• Flexible financing for personal needs, home renovations, vehicle purchases, or debt consolidation.
• Available for regular service members of the Sri Lanka Army, Navy, Air Force, and STF.
• Loan tenure up to 10 years, ensuring manageable monthly payments.
• Streamlined application process with priority approvals.
• Competitive and fixed rates to ensure financial stability.
• Access to DFCC ONE and Online Banking, eStatements, and SMS alerts.

• Active regular service members of: Sri Lanka Army /Sri Lanka Navy /Sri Lanka Air Force /Special Task Force (STF) of Sri Lanka Police
• Volunteer staff are NOT eligible.
• Minimum monthly gross income of LKR 50,000 (Basic + Fixed Allowances + 75% of past 3 months’ average variable income).
• Minimum service requirement: Completion of training period + 1 year of regular service.
• Age between 18 and retirement, with the ability to make full repayment before retirement

• Completed loan application form.
• Signed Terms & Conditions.
• Consent letter from the borrower (addressed to the employer to direct the salary to DFCC Bank).
• Official covering letter from DFCC Bank to the employer.
• Irrevocable letter of undertaking from the respective Headquarters confirming salary remittance.
• Certified copy of the National Identity Card.
• Certified copy of the Forces Identity Card.
• Last month’s original/certified salary slip.
• CRIB report of the applicant.
• Duly signed Offer Letter.