Alternative Income Considered – Private practice, rental, and other verified income sources accepted.
Exclusive Digital Banking Facilities – Access to DFCC ONE and Online Banking, eStatements, and SMS alerts.
Competitive Interest Rates – Preferential rates for GMOA members.
Eligibility
Members of the Government Medical Officers’ Association (GMOA), including:Interns / Preliminary Grade Doctors / Grade 02 Doctors / Grade 01 Doctors / Administrators / Consultants / Surgeons
Age between 18 and retirement, with full loan repayment required before retirement.
Documents Needed
Completed loan application form.
Signed Terms & Conditions.
Certified copy of National Identity Card, Driver’s License, or Passport.
Medical Council identification and Employer confirmation letter.
Salary Assignment – Letter of undertaking from the employer on DFCC's prescribed format or confirmed Standing Order.
Proof of Private Practice Income – Letter of undertaking from the applicant confirming that private practice earnings will be routed through DFCC.
Proof of alternative income sources (e.g., rental income, dividends, etc.), subject to documentary evidence.
