DFCC Bank PLC · Personal Loan

Professional Loan for Members of IESL

Interest rate p.a.: Ask bank
Maximum amount: Ask bank
Maximum term: 7 yrs

Rates and terms last verified 21 July 2026. Confirm the current terms with the bank.

Tell us what you need and we will check which banks and finance companies on our panel could take your application. We are not a bank and do not lend. Approval and final terms are decided by the bank or finance company.

Features

Exclusive to IESL Members – Tailor-made for professional engineers in Sri Lanka.
Flexible Loan Amounts – Based on salary, fixed allowances, and private practice income.
Extended Repayment Period – Up to 7 years of equal monthly instalments for manageable payments./p>
Quick Processing – Fast-tracked loan approvals with minimal documentation.
Digital Banking – Access to DFCC ONE and Online Banking, free eStatements and SMS Alerts.
Preferential Interest Rates – Special IESL loan interest rate with competitive terms.
Alternative Income Considered – Earnings from private practice and other verifiable sources accepted.

Interest rate p.a.

Ask bank

Check My Eligibility

Professional Loan for Members of IESL: common questions

What is the interest rate on the Professional Loan for Members of IESL?

DFCC Bank does not publish a rate for the Professional Loan for Members of IESL; ask the bank for a quote.

How much can I borrow, and for how long?

The Professional Loan for Members of IESL goes up to Ask bank, repaid over up to 7 yrs. The amount you are approved for depends on your income and existing repayments.

About the Professional Loan for Members of IESL

The Professional Loan for Members of IESL is a personal loan from DFCC Bank in Sri Lanka. The features, eligibility and documents above come from the bank's published terms; confirm them with DFCC Bank before you apply, as rates and conditions change.

Before taking a personal loan, compare the interest rate and whether it is fixed or floating, the maximum amount and repayment period, processing fees, early settlement charges, and the income and documents each lender asks for.

See every personal loans from DFCC Bank or compare personal loans from every bank.

Who can apply

Members of the Institute of Engineers Sri Lanka (IESL).
Aged between 18 and retirement, with ability to repay in full before retirement.
Minimum 6 months of total employment or engagement in private professional practice.
Minimum monthly income of LKR 50,000 (Basic + Fixed Allowances + Variable Allowances).

Documents you'll need

Completed loan application form.
Signed Terms & Conditions.
Certified copy of National Identity Card, Driver’s License, or Passport.
Salary Assignment – Letter of undertaking from the employer using DFCC's prescribed format or confirmed Standing Order.
IESL Membership Identification – Proof of membership in the Institute of Engineers Sri Lanka.
Proof of Private Practice Income – Letter of undertaking from the applicant confirming that private practice earnings will be routed through DFCC.
Latest Salary Slip (Original/Certified Copy).

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Who is eligible for the Professional Loan for Members of IESL?

Members of the Institute of Engineers Sri Lanka (IESL). Aged between 18 and retirement, with ability to repay in full before retirement. Minimum 6 months of total employment or engagement in private professional practice. Minimum monthly income of LKR 50,000 (Basic + Fixed Allowances + Variable Allowances).

What documents do I need?

Completed loan application form.; Signed Terms & Conditions.; Certified copy of National Identity Card, Driver’s License, or Passport.; Salary Assignment – Letter of undertaking from the employer using DFCC's prescribed format or confirmed Standing Order.; IESL Membership Identification – Proof of membership in the Institute of Engineers Sri Lanka.; Proof of Private Practice Income – Letter of undertaking from the applicant confirming that private practice earnings will be routed through DFCC..

How do I apply for the Professional Loan for Members of IESL?

Use the button on this page to send one application through AnyBanQ, or contact DFCC Bank directly. AnyBanQ is not a bank or lender; approval and final terms are decided by DFCC Bank.