Professional Loan for Members of IESL

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• Exclusive to IESL Members – Tailor-made for professional engineers in Sri Lanka.
• Flexible Loan Amounts – Based on salary, fixed allowances, and private practice income.
• Extended Repayment Period – Up to 7 years of equal monthly instalments for manageable payments./p>
• Quick Processing – Fast-tracked loan approvals with minimal documentation.
• Digital Banking – Access to DFCC ONE and Online Banking, free eStatements and SMS Alerts.
• Preferential Interest Rates – Special IESL loan interest rate with competitive terms.
• Alternative Income Considered – Earnings from private practice and other verifiable sources accepted.

• Members of the Institute of Engineers Sri Lanka (IESL).
• Aged between 18 and retirement, with ability to repay in full before retirement.
• Minimum 6 months of total employment or engagement in private professional practice.
• Minimum monthly income of LKR 50,000 (Basic + Fixed Allowances + Variable Allowances).

• Completed loan application form.
• Signed Terms & Conditions.
• Certified copy of National Identity Card, Driver’s License, or Passport.
• Salary Assignment – Letter of undertaking from the employer using DFCC's prescribed format or confirmed Standing Order.
• IESL Membership Identification – Proof of membership in the Institute of Engineers Sri Lanka.
• Proof of Private Practice Income – Letter of undertaking from the applicant confirming that private practice earnings will be routed through DFCC.
• Latest Salary Slip (Original/Certified Copy).