Personal Loan

HBL PersonalLoan

Habib Bank Ltd

Personal Loan Information

Personal Loan

Privet Banking

General

Interest Rate (P.A) : Contact Bank

Loan Tenure : Up to 04 Years

Maximum Loan Amount : LKR 3,000,000

Rates and terms last verified on 2 July 2025.

Description

HBL PersonalLoan provides quick financial assistance to cover essential expenses, including medical bills, educational fees, utility bills, vacations, wedding planning, and home repairs.

Features

Apply via HBL Mobile App from the comfort of your home
Get up to PKR 3,000,000 depending on your eligibility, income and repayment capacity
50% discount on processing fee for all female account holders
No security, deposit, or guarantees required
Flexible repayment tenure - 12 to 48 months
Top-up facility available after 12 months
Attractive interest rates
Loan facility up to PKR 1,000,000 available for pensioners
Loan facility up to PKR 1,000,000 available for pensioners
Free Life Insurance

Eligibility

Salaried individual whose salary is being credited to HBL account
Applicant to be 21 years or more at the time of loan application and 61 years or less at the time of loan maturity
Minimum Monthly Salary: PKR 35,000+

Documents Needed

Verified CNIC copy
Verified salary slip copy
Letter from Employer (if applicable)

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