Personal Loan
HBL PersonalLoan
Habib Bank Ltd
Personal Loan Information
Personal Loan
Privet Banking
General
Interest Rate (P.A) : Contact Bank
Loan Tenure : Up to 04 Years
Maximum Loan Amount : LKR 3,000,000
Rates and terms last verified on 2 July 2025.
Description
HBL PersonalLoan provides quick financial assistance to cover essential expenses, including medical bills, educational fees, utility bills, vacations, wedding planning, and home repairs.
Features
- Apply via HBL Mobile App from the comfort of your home
- Get up to PKR 3,000,000 depending on your eligibility, income and repayment capacity
- 50% discount on processing fee for all female account holders
- No security, deposit, or guarantees required
- Flexible repayment tenure - 12 to 48 months
- Top-up facility available after 12 months
- Attractive interest rates
- Loan facility up to PKR 1,000,000 available for pensioners
- Loan facility up to PKR 1,000,000 available for pensioners
- Free Life Insurance
Eligibility
- Salaried individual whose salary is being credited to HBL account
- Applicant to be 21 years or more at the time of loan application and 61 years or less at the time of loan maturity
- Minimum Monthly Salary: PKR 35,000+
Documents Needed
- Verified CNIC copy
- Verified salary slip copy
- Letter from Employer (if applicable)
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