Personal Loan
Aspire Educational Loan
Pan Asia Banking Corporation PLC
Personal Loan Information
Personal Loan
Privet Banking
General
Interest Rate (P.A) : Contact Bank
Loan Tenure : Contact Bank
Maximum Loan Amount : Contact Bank
Rates and terms last verified on 7 July 2025.
Features
- Financial support for higher studies to achieve your career aspirations (any reputable local or foreign education institute).
- Help your children/siblings pay for their higher studies at local or foreign educational institutes/universities.
- If the student is over 18 years of age, he/she should be included as a co-borrower.
- One-year grace period.
Eligibility
- The child (if above 18 years of age) should be a co-applicant for the said loan
- Minimum of Rs 50,000 and a maximum of Rs 2.5Mn without any collateral/guarantors
- More than Rs 2.5Mn and up to Rs 7.5Mn – need to provide tangible collateral acceptable to the bank
- Basic minimum remuneration of Rs 50,000 without fixed allowances
- Minimum of Rs 50,000 and a maximum of Rs 2.5Mn without any collateral/guarantors
- More than Rs 2.5Mn and up to Rs 7.5Mn – need to provide tangible collateral acceptable to the bank
- Salary should be deposited directly into the given bank account or installment payments should be made via a standing order
- Basic minimum remuneration is Rs 50,000 without fixed allowances
- In case of purchase of a Laptop or a Desktop computer, a proforma invoice also should be submitted & all payments will be directly paid to the vendor
Documents Needed
- Completed application form
- National ID Card/Driving License/Passport
- Documents to prove repayment capacity
- Salaried - Recent salary slips (03)
- Birth certificate of the child
- Documents regarding collateral (if applicable)
- Documents issued by the relevant institute with regard to the cost of the educational programme
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