Vehicle Loans / Leasing

Vehicle Loans

Cargills Bank PLC

Tell us what you need and we will check which banks and finance companies on our panel could take your application. We are not a bank and do not lend. Approval and final terms are decided by the bank or finance company.

Vehicle Loan Information

Vehicle Loans / Leasing

Privet Banking

General

Interest Rate (P.A) : Up to 16.25%

Loan Tenure : Up to 07 Years

Maximum Loan Amount : LKR 20,000,000

Rates and terms last verified on 8 July 2026.

Description

12% p.a. onwards

Features

We grant vehicle loans for up to 7 Years.
We bring you attractive variable and fixed interest rates.
We are ready to grant you vehicle loans up to Rs.20.0Mn.

Eligibility

You’re aged 18 to 50, and working as a ‘permanent & confirmed’ employee in an established Company / Institution
You have a valid Sri Lankan National Identity Card / Passport / Driver’s License.
You being a salaried employee drawing a monthly gross salary above Rs.100,000/- OR
You being a professional drawing a monthly gross salary above Rs.150,000/- OR
You being a self employed individual earning a monthly net personal income of Rs.200,000/

Documents Needed

A duly completed vehicle loan application form.
A copy of your Sri Lankan National Identity Card / Passport / Driver’s License.
Salary slips for the Last 3 months along with the bank account statements (if applicable).
Letter from your employer, confirming your position and salary details (if applicable).
Copy of the business registrations, financials and other business related documents (if applicable).
A Letter from the employer, confirming the position & salary details (if applicable).
Copy of Certificate of Registration (excluding Brand New & Unregistered vehicles).
Copy of Revenue License (excluding Brand New & Unregistered vehicles).
Invoice

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About the Vehicle Loans

The Vehicle Loans is a vehicle loan from Cargills Bank in Sri Lanka. Its listed rate is Up to 16.25%. The features, eligibility and documents above come from the bank's published terms; confirm them with Cargills Bank before you apply, as rates and conditions change.

For vehicle finance, compare the interest rate, how much of the vehicle's value is financed, the repayment period, whether it is a loan or a lease, and the rules for new, reconditioned and used vehicles.

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