
Vehicle Loans / Leasing
Vehicle Loans
Cargills Bank PLC
Vehicle Loan Information
Vehicle Loans / Leasing
Privet Banking
General
Interest Rate (P.A) : Up to 16.25%
Loan Tenure : Up to 07 Years
Maximum Loan Amount : LKR 20,000,000
Rates and terms last verified on 8 July 2026.
Description
12% p.a. onwards
Features
- We grant vehicle loans for up to 7 Years.
- We bring you attractive variable and fixed interest rates.
- We are ready to grant you vehicle loans up to Rs.20.0Mn.
Eligibility
- You’re aged 18 to 50, and working as a ‘permanent & confirmed’ employee in an established Company / Institution
- You have a valid Sri Lankan National Identity Card / Passport / Driver’s License.
- You being a salaried employee drawing a monthly gross salary above Rs.100,000/- OR
- You being a professional drawing a monthly gross salary above Rs.150,000/- OR
- You being a self employed individual earning a monthly net personal income of Rs.200,000/
Documents Needed
- A duly completed vehicle loan application form.
- A copy of your Sri Lankan National Identity Card / Passport / Driver’s License.
- Salary slips for the Last 3 months along with the bank account statements (if applicable).
- Letter from your employer, confirming your position and salary details (if applicable).
- Copy of the business registrations, financials and other business related documents (if applicable).
- A Letter from the employer, confirming the position & salary details (if applicable).
- Copy of Certificate of Registration (excluding Brand New & Unregistered vehicles).
- Copy of Revenue License (excluding Brand New & Unregistered vehicles).
- Invoice
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