
Credit Card
Union Bank Gold Credit Card
Union Bank of Colombo PLC
Credit Card Information
Credit Card
Privet Banking
General
Interest Rate (P.A) : 28%
Joining Fee : LKR 1,500/-
Annual Fee : LKR 4000/-
Rates and terms last verified on 16 June 2026.
Features
- Rewards Points - 01 point for every Rs.200/- spent*
- Free SMS alerts and e-statements
Eligibility
- Be a resident of Sri Lanka
- Age between 18-65 years
- Employed with a minimum monthly gross income of Rs.100,000.
Documents Needed
- Completed credit card application form
- A photocopy of the National Identity Card/Passport
- If employed, a copy of a pay slip obtained within the last three months or a letter from the employer confirming salary information
- If self-employed, a copy of the Business Registration Certificate/Form 20 if the company is a Limited Liability Company and business/personal bank statements for the last three months.
- If the address is different from the address mentioned on the National Identity Card, proof of bills (telephone bill, water bill or electricity bill, etc.)
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