Credit Card
Mastercard Gold
Cargills Bank PLC
Credit Card Information
Credit Card
Privet Banking
General
Interest Rate (P.A) : 28%
Joining Fee : Free
Annual Fee : LKR 2,500/-
Rates and terms last verified on 25 June 2026.
Features
- No joining fee
- E-statement facility
- EMV chip card with added security on transactions
- 3D secure transaction authentication to provide greater security, especially for online transactions
- Customer Service Call Centre available 24×7
- Fabulous offers and discounts from leading merchant outlets
Eligibility
- Individuals over 18 years of age
Documents Needed
- If Salaried;
- A copy of NIC or Passport.
- Salary slip.(at least last 03 months salary slips).
- Letter from employer confirming salary.
- If Self-employed;
- Letter from auditors confirming annual income for the last 02 years.
- Copy of the business registration certificate.
- Copies of bank statements for the last 03 months.
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About the Mastercard Gold
The Mastercard Gold is a credit card from Cargills Bank in Sri Lanka. Its listed rate is 28%. The features, eligibility and documents above come from the bank's published terms; confirm them with Cargills Bank before you apply, as rates and conditions change.
When choosing a credit card in Sri Lanka, compare the annual fee, the interest rate on an unpaid balance, the credit limit you qualify for, and the rewards, cashback and merchant offers that come with it. Joining fees and the income needed to qualify also differ between banks.
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