HDFC Shrama Udana Loan
HDFC Bank of Sri Lanka
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Rates and terms last verified on 1 August 2025.
The Shrama Udana Loan is designed specifically for members of the Employer’s Provident Fund (EPF) seeking financial support for your housing needs. Shrama Udana enables you to achieve your housing goals and enhance your living conditions.
- If you are currently employed and contributing to EPF you can borrow up to 75% of your EPF balance
- If you are not currently contributing to EPF, you can borrow up to 50% of your EPF balance
- The monthly installment can be up to 60% of the salary for eligible borrowers.
- For other individuals, the loan installment will be subject to the evaluation of disposable income
- Only members of the Employees Provident Fund are eligible.
- Members who are presently contributing and also those who are not contributing to the fund can apply
- Contact Bank
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About the HDFC Shrama Udana Loan
The HDFC Shrama Udana Loan is a housing loan from HDFC Bank in Sri Lanka. Its listed rate is Up to 17.00%. The features, eligibility and documents above come from the bank's published terms; confirm them with HDFC Bank before you apply, as rates and conditions change.
For a housing loan, compare the interest rate and how long any fixed period lasts, the share of the property's value the bank will lend, the longest repayment term, valuation and legal fees, and whether the loan can be used to buy, build or renovate.
See every housing loans from HDFC Bank or compare housing loans from every bank.