Housing Loan

HDFC Shrama Udana Loan

HDFC Bank of Sri Lanka

The Shrama Udana Loan is designed specifically for members of the Employer’s Provident Fund (EPF) seeking financial support for your housing needs. Shrama Udana enables you to achieve your housing goals and enhance your living conditions.

Housing Loan Information

Housing Loan

Privet Banking

General

Interest Rate (P.A) : Up to 17.00%

Loan Tenure : Contact Bank

Maximum Loan Amount : Contact Bank

Rates and terms last verified on 1 August 2025.These rates may be outdated — please confirm with the bank before applying.

Description

Features

If you are currently employed and contributing to EPF you can borrow up to 75% of your EPF balance
If you are not currently contributing to EPF, you can borrow up to 50% of your EPF balance
The monthly installment can be up to 60% of the salary for eligible borrowers.
For other individuals, the loan installment will be subject to the evaluation of disposable income

Eligibility

Only members of the Employees Provident Fund are eligible.
Members who are presently contributing and also those who are not contributing to the fund can apply

Documents Needed

Contact Bank

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