Housing Loan

HDFC Kedella Housing Loan

HDFC Bank of Sri Lanka

Discover the gateway to turning your dreams into reality with Kedella Housing Loan. Kedella Housing loan offers unparalleled flexibility, ensuring a tailor-made financing solution to suit all your housing needs. With attractive rates that will leave you smiling. Kedella Housing Loan is your ultimate partner for all your housing purposes to achieve your dream home.

Housing Loan Information

Housing Loan

Privet Banking

General

Interest Rate (P.A) : 15.00%

Loan Tenure : Up to 15 Years

Maximum Loan Amount : Contact Bank

Rates and terms last verified on 26 August 2025.These rates may be outdated — please confirm with the bank before applying.

Description

Features

Purchase of house: Up to 75% of the forced sale value
Construction: Up to 80% of the forced sale value of the property and BOQ (Bill of Quantities)
Purchase of building blocks: Up to 70% within Municipality limits and 60% within Pradeshiya Sabha limits
The maximum repayment period: 15 years, subject to the borrower's age.
What is the Security - Mortgage over the subject property.

Eligibility

Salaried employees
Business owners / self-employed individuals
Individuals earning income from agricultural activity
Individuals earning rental income
Individuals with foreign remittance income
Others who can provide details of a consistent income acceptable to the bank
You can apply for the loan either individually or jointly (with your spouse, parents, or children)

Documents Needed

Contact Bank

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