HNB Finance PLC · Housing Loan

Nivahana – Housing Loans

Interest rate p.a.: Ask bank
Maximum amount: Ask bank
Maximum term: Ask bank

Rates and terms last verified 15 October 2025. Confirm the current terms with the bank.

Full details on HNB Finance PLC's website

Tell us what you need and we will check which banks and finance companies on our panel could take your application. We are not a bank and do not lend. Approval and final terms are decided by the bank or finance company.

About this housing loan

A home of your own is a lifelong dream; a place where you are free, and your mind is at ease. HNB Finance is ready to make your housing dream a reality. The Nivahana Housing Loan facility provides customers, the ease of building or purchasing their own house or property and improvement and extension of an existing property.

Features

Loan up to LKR. 10.0Mn against mortgage over immovable property
Maximum repayment period of 10 years
Grace period of 6 months for loans granted for new house construction
Loan will be released in stages for construction of houses
Loan up to LKR. 0.5Mn for Diriya members with 02 personal guarantors & simple lodgement of the land permit

Interest rate p.a.

Ask bank

Check My Eligibility

Nivahana – Housing Loans: common questions

What is the interest rate on the Nivahana – Housing Loans?

HNB Finance does not publish a rate for the Nivahana – Housing Loans; ask the bank for a quote.

Who is eligible for the Nivahana – Housing Loans?

Customers with a satisfactory CRIB and with an adequate repayment capacity are eligible to apply for the loan, so long as they are under 60 years of age.

What documents do I need?

Employer’s Letter of Confirmation; If self-employed, details of the business; Registered Primary Mortgage over Residential Property; 2 acceptable guarantors.

How do I apply for the Nivahana – Housing Loans?

Use the button on this page to send one application through AnyBanQ, or contact HNB Finance directly. AnyBanQ is not a bank or lender; approval and final terms are decided by HNB Finance.

About the Nivahana – Housing Loans

The Nivahana – Housing Loans is a housing loan from HNB Finance in Sri Lanka. The features, eligibility and documents above come from the bank's published terms; confirm them with HNB Finance before you apply, as rates and conditions change.

For a housing loan, compare the interest rate and how long any fixed period lasts, the share of the property's value the bank will lend, the longest repayment term, valuation and legal fees, and whether the loan can be used to buy, build or renovate.

See every housing loans from HNB Finance or compare housing loans from every bank.