Loan Against Property
Union Bank of Colombo PLC
Tell us what you need and we will check which banks and finance companies on our panel could take your application. We are not a bank and do not lend. Approval and final terms are decided by the bank or finance company.
Rates and terms last verified on 9 June 2026.
- Loan value – Minimum LKR 1,000,000 – Maximum LKR 50 Million
- Repayment period up to 25 years
- Ability to apply jointly with spouse
- Speedy service
- Attractive insurance premiums for mortgage protection covers
- Sri Lankan citizens aged between 18-55 years
- Should be employed for a minimum of 12 months and be in a confirmed employment
- Salaried Individuals – Net income of LKR 100,000.00 to LKR 150,000.00 per month
- Self-employed Professionals/Sole Proprietors or Partners with net share of profit/income of LKR 200,000.00 per month
- Duly completed loan application form
- Copy of national identity card
- Copy of the latest salary slips
- Letter from employer confirming employment and income
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About the Loan Against Property
The Loan Against Property is a housing loan from Union Bank in Sri Lanka. Its listed rate is Up to 16.50%. The features, eligibility and documents above come from the bank's published terms; confirm them with Union Bank before you apply, as rates and conditions change.
For a housing loan, compare the interest rate and how long any fixed period lasts, the share of the property's value the bank will lend, the longest repayment term, valuation and legal fees, and whether the loan can be used to buy, build or renovate.
See every housing loans from Union Bank or compare housing loans from every bank.