Housing Loan
Loan Against Property
Union Bank of Colombo PLC
Housing Loan Information
Housing Loan
Privet Banking
General
Interest Rate (P.A) : Up to 16.50%
Loan Tenure : Up to 25 Years
Maximum Loan Amount : LKR 50,000,000
Rates and terms last verified on 9 June 2026.
Features
- Loan value – Minimum LKR 1,000,000 – Maximum LKR 50 Million
- Repayment period up to 25 years
- Ability to apply jointly with spouse
- Speedy service
- Attractive insurance premiums for mortgage protection covers
Eligibility
- Sri Lankan citizens aged between 18-55 years
- Should be employed for a minimum of 12 months and be in a confirmed employment
- Salaried Individuals – Net income of LKR 100,000.00 to LKR 150,000.00 per month
- Self-employed Professionals/Sole Proprietors or Partners with net share of profit/income of LKR 200,000.00 per month
Documents Needed
- Duly completed loan application form
- Copy of national identity card
- Copy of the latest salary slips
- Letter from employer confirming employment and income
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