Housing Loan
Home Loans
Union Bank of Colombo PLC
Housing Loan Information
Housing Loan
Privet Banking
General
Interest Rate (P.A) : Up to 14.50%
Loan Tenure : Up to 25 Years
Maximum Loan Amount : Contact Bank
Rates and terms last verified on 9 June 2026.
Features
- Maximum Loan amount will be based on your repayment capacity.
- Repayment period upto a maximum of 25 years.
- Ability to apply jointly with spouse.
- Convenient and fast loan approval process.
- Mortgage protection cover and fire insurance at competitive premiums.
Eligibility
- Sri Lankan nationals between the ages of 18 – 55 years.
- Salaried individuals, professionals employed in entities recognised by the Bank.
- Salaried Individuals – Net income of LKR 100,000.00 to LKR 150,000.00 per month.
- Self-employed professionals/Sole Proprietors or Partners with net share of profit/income of LKR 200,000.00 per month.
Documents Needed
- Duly completed Union Bank Home Loan application form.
- Copy of National Identity Card.
- Copy of recent salary slips.
- Letter from employer confirming employment and income.
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