Housing Loan

Home Loans

Union Bank of Colombo PLC

Tell us what you need and we will check which banks and finance companies on our panel could take your application. We are not a bank and do not lend. Approval and final terms are decided by the bank or finance company.

Housing Loan Information

Housing Loan

Privet Banking

General

Interest Rate (P.A) : Up to 14.50%

Loan Tenure : Up to 25 Years

Maximum Loan Amount : Contact Bank

Rates and terms last verified on 9 June 2026.

Features

Maximum Loan amount will be based on your repayment capacity.
Repayment period upto a maximum of 25 years.
Ability to apply jointly with spouse.
Convenient and fast loan approval process.
Mortgage protection cover and fire insurance at competitive premiums.

Eligibility

Sri Lankan nationals between the ages of 18 – 55 years.
Salaried individuals, professionals employed in entities recognised by the Bank.
Salaried Individuals – Net income of LKR 100,000.00 to LKR 150,000.00 per month.
Self-employed professionals/Sole Proprietors or Partners with net share of profit/income of LKR 200,000.00 per month.

Documents Needed

Duly completed Union Bank Home Loan application form.
Copy of National Identity Card.
Copy of recent salary slips.
Letter from employer confirming employment and income.

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About the Home Loans

The Home Loans is a housing loan from Union Bank in Sri Lanka. Its listed rate is Up to 14.50%. The features, eligibility and documents above come from the bank's published terms; confirm them with Union Bank before you apply, as rates and conditions change.

For a housing loan, compare the interest rate and how long any fixed period lasts, the share of the property's value the bank will lend, the longest repayment term, valuation and legal fees, and whether the loan can be used to buy, build or renovate.

See every housing loans from Union Bank or compare housing loans from every bank.