Housing Loan
'Viyana' ETF Home Loans
National Development Bank PLC
Housing Loan Information
Housing Loan
Privet Banking
General
Interest Rate (P.A) : Up to 14.50%
Loan Tenure : Up to 20 Years
Maximum Loan Amount : LKR 2,500,000
Rates and terms last verified on 6 July 2026.
Features
- Lowest fixed interest rate.
- Flexible repayment tenure up to 20 years.
- Financing from LKR 250,000 up to LKR2.5 million upwards.
- Loans offered as against a mortgage.
- Loans could be utilized for any housing purpose except for land purchases.
Eligibility
- Resident Sri Lankan Citizens.
- Employees’ Trust Fund (ETF) members.
- 5 years continuous contribution towards the ETF fund.
- Co-applicant status - The spouse or parents of the primary applicant.
- The premises should be owned by the applicant or spouse.
- Individuals between the ages of 18 to 55.
Documents Needed
- Two Photographs of the applicant.
- Two photocopies of National Identity Card (NIC).
- Sellers Letter (Stating the selling price of a land or residential property).
- ETF Confirmation.
- Employer letter (covering designation, salary, allowances, period of service).
- Salary slips for last Three months.
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