Housing Loan
'Viyana' ETF Home Loans
National Development Bank PLC
Housing Loan Information
Housing Loan
Privet Banking
General
Interest Rate (P.A) : Up to 14.50%
Loan Tenure : Up to 20 Years
Maximum Loan Amount : LKR 2,500,000
Rates and terms last verified on 6 July 2026.
Features
- Lowest fixed interest rate.
- Flexible repayment tenure up to 20 years.
- Financing from LKR 250,000 up to LKR2.5 million upwards.
- Loans offered as against a mortgage.
- Loans could be utilized for any housing purpose except for land purchases.
Eligibility
- Resident Sri Lankan Citizens.
- Employees’ Trust Fund (ETF) members.
- 5 years continuous contribution towards the ETF fund.
- Co-applicant status - The spouse or parents of the primary applicant.
- The premises should be owned by the applicant or spouse.
- Individuals between the ages of 18 to 55.
Documents Needed
- Two Photographs of the applicant.
- Two photocopies of National Identity Card (NIC).
- Sellers Letter (Stating the selling price of a land or residential property).
- ETF Confirmation.
- Employer letter (covering designation, salary, allowances, period of service).
- Salary slips for last Three months.
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About the 'Viyana' ETF Home Loans
The 'Viyana' ETF Home Loans is a housing loan from NDB Bank in Sri Lanka. Its listed rate is Up to 14.50%. The features, eligibility and documents above come from the bank's published terms; confirm them with NDB Bank before you apply, as rates and conditions change.
For a housing loan, compare the interest rate and how long any fixed period lasts, the share of the property's value the bank will lend, the longest repayment term, valuation and legal fees, and whether the loan can be used to buy, build or renovate.
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