Housing Loan
NDB Home Loan
National Development Bank PLC
Housing Loan Information
Housing Loan
Privet Banking
General
Interest Rate (P.A) : Up to 14.50%
Loan Tenure : Up to 25 Years
: LKR 20,000,000
Rates and terms last verified on 6 July 2026.
Features
- 80% of the FSV/Selling price (whichever is lower) for salaried segment & 70% for self-employed.
- Flexible repayment tenure up to 25 years (subject to retirement age).
- Tailor-made repayment options to suit your needs.
- Hassle-free insurance blanket covers up to 20Mn.
- Special benefits from NDB Registered Apartment projects.
Eligibility
- Resident Sri Lankan Citizens.
- Age: 18 to 60 years (subject to retirement age).
Documents Needed
- A copy of the National Identity Card (NIC).
- Sellers Letter (Stating the selling price of a unit/Sales agreement).
- Letter from employer (covering designation, salary, allowances, period of service).
- Latest 03 months' salary slips & bank statements.
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