Loan Against Property
Cargills Bank PLC
Tell us what you need and we will check which banks and finance companies on our panel could take your application. We are not a bank and do not lend. Approval and final terms are decided by the bank or finance company.
Rates and terms last verified on 8 July 2026.
- We are ready to grant you loan amounts up to Rs.50.0Mn. against property mortgage.
- We bring you attractive fixed and variable interest rates.
- We grant loans for up to 15 Years.
- You’re aged 18 to 50, and working as a ‘permanent & confirmed’ employee in an established Company / Institution
- You have a valid Sri Lankan National Identity Card / Passport / Driver’s License.
- You being a salaried employee drawing a monthly gross salary above Rs.100,000/- OR
- You being a professional drawing a monthly gross salary above Rs.150,000/-
- You being a self employed drawing a monthly net income above Rs.200,000/-
- Duly completed Home Loan Application.
- A copy of your Sri Lankan National Identity Card / Passport / Driver’s License.
- Salary slips for the Last 3 months along with the bank account statements (if applicable).
- Letter from your employer, confirming your position and salary details (if applicable).
- Copy of the business registrations, financials and other business related documents (if applicable).
- Sales agreement (in the case of the purchase of property, or a letter from the seller, indicating the selling price).
- Building Plan, approved by the Local Authority.
- Copies of Deed and Survey Plan, approved by the Local Authority.
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About the Loan Against Property
The Loan Against Property is a housing loan from Cargills Bank in Sri Lanka. Its listed rate is Up to 16.75%. The features, eligibility and documents above come from the bank's published terms; confirm them with Cargills Bank before you apply, as rates and conditions change.
For a housing loan, compare the interest rate and how long any fixed period lasts, the share of the property's value the bank will lend, the longest repayment term, valuation and legal fees, and whether the loan can be used to buy, build or renovate.
See every housing loans from Cargills Bank or compare housing loans from every bank.