Housing Loan
Loan Against Property
Cargills Bank PLC
Housing Loan Information
Housing Loan
Privet Banking
General
Interest Rate (P.A) : Up to 16.75%
Loan Tenure : Up to 15 Years
Maximum Loan Amount : LKR 50,000,000
Rates and terms last verified on 8 July 2026.
Features
- We are ready to grant you loan amounts up to Rs.50.0Mn. against property mortgage.
- We bring you attractive fixed and variable interest rates.
- We grant loans for up to 15 Years.
Eligibility
- You’re aged 18 to 50, and working as a ‘permanent & confirmed’ employee in an established Company / Institution
- You have a valid Sri Lankan National Identity Card / Passport / Driver’s License.
- You being a salaried employee drawing a monthly gross salary above Rs.100,000/- OR
- You being a professional drawing a monthly gross salary above Rs.150,000/-
- You being a self employed drawing a monthly net income above Rs.200,000/-
Documents Needed
- Duly completed Home Loan Application.
- A copy of your Sri Lankan National Identity Card / Passport / Driver’s License.
- Salary slips for the Last 3 months along with the bank account statements (if applicable).
- Letter from your employer, confirming your position and salary details (if applicable).
- Copy of the business registrations, financials and other business related documents (if applicable).
- Sales agreement (in the case of the purchase of property, or a letter from the seller, indicating the selling price).
- Building Plan, approved by the Local Authority.
- Copies of Deed and Survey Plan, approved by the Local Authority.
Loading rate history…
Reviews for Loan Against Property
Loading reviews…