DFCC Bank PLC · Housing Loan

DFCC Express Home Loans

Interest rate p.a.: Ask bank
Maximum amount: Ask bank
Maximum term: 30 yrs

Rates and terms last verified 21 July 2026. Confirm the current terms with the bank.

Tell us what you need and we will check which banks and finance companies on our panel could take your application. We are not a bank and do not lend. Approval and final terms are decided by the bank or finance company.

Features

Wide Range of Financing Options
High Loan Amounts
Fast and Hassle-Free Processing
Loan Disbursal Within 10 Days – From application submission to disbursement.
Fast Pre-Approvals
Personalised Customer Support
Home/Office Visits

Who can apply

Interest rate p.a.

Ask bank

Check My Eligibility

DFCC Express Home Loans: common questions

What is the interest rate on the DFCC Express Home Loans?

DFCC Bank does not publish a rate for the DFCC Express Home Loans; ask the bank for a quote.

How much can I borrow, and for how long?

The DFCC Express Home Loans goes up to Ask bank, repaid over up to 30 yrs. The amount you are approved for depends on your income and existing repayments.

Who is eligible for the DFCC Express Home Loans?

Salaried and Fixed-Income Professionals Minimum monthly gross income of LKR 50,000 (Basic + Fixed Allowances + 50% of Variable Allowances)

About the DFCC Express Home Loans

The DFCC Express Home Loans is a housing loan from DFCC Bank in Sri Lanka. The features, eligibility and documents above come from the bank's published terms; confirm them with DFCC Bank before you apply, as rates and conditions change.

For a housing loan, compare the interest rate and how long any fixed period lasts, the share of the property's value the bank will lend, the longest repayment term, valuation and legal fees, and whether the loan can be used to buy, build or renovate.

See every housing loans from DFCC Bank or compare housing loans from every bank.

Salaried and Fixed-Income Professionals

Minimum monthly gross income of LKR 50,000 (Basic + Fixed Allowances + 50% of Variable Allowances)

Documents you'll need

Application form
Vendor’s consent specifying the agreed selling price (required only for the purchase of land or residential property).
If employed,
Employer confirmation letter specifying designation, salary, allowances, and period of service.
Employee undertaking to remit salary to the DFCC Bank account.
Salary slips for the last six months.
In case of other income,
*Bank statements for the last six months. / *if applicable / *Certificate of Business registration / *Income tax particulars for the past 3 years / *Financial statements for the past 3 years
Legal Documents:
*Copies of the title deeds
*Approved survey plan as referenced in the deed and duly approved by the Local Authority.
Condition: The bank may request additional details/documents if needed.

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What documents do I need?

Application form; Vendor’s consent specifying the agreed selling price (required only for the purchase of land or residential property).; If employed,; Employer confirmation letter specifying designation, salary, allowances, and period of service.; Employee undertaking to remit salary to the DFCC Bank account.; Salary slips for the last six months..

How do I apply for the DFCC Express Home Loans?

Use the button on this page to send one application through AnyBanQ, or contact DFCC Bank directly. AnyBanQ is not a bank or lender; approval and final terms are decided by DFCC Bank.