Housing Loan
DFCC Express Home Loans
DFCC Bank PLC
Housing Loan Information
Housing Loan
Privet Banking
General
Interest Rate (P.A) : Contact Bank
Loan Tenure : Up to 30 Years
Maximum Loan Amount : Contact Bank
Rates and terms last verified on 21 July 2026.
Features
- Wide Range of Financing Options
- High Loan Amounts
- Fast and Hassle-Free Processing
- Loan Disbursal Within 10 Days – From application submission to disbursement.
- Fast Pre-Approvals
- Personalised Customer Support
- Home/Office Visits
Eligibility
- Salaried and Fixed-Income Professionals
- Minimum monthly gross income of LKR 50,000 (Basic + Fixed Allowances + 50% of Variable Allowances)
Documents Needed
- Application form
- Vendor’s consent specifying the agreed selling price (required only for the purchase of land or residential property).
- If employed,
- Employer confirmation letter specifying designation, salary, allowances, and period of service.
- Employee undertaking to remit salary to the DFCC Bank account.
- Salary slips for the last six months.
- In case of other income,
- *Bank statements for the last six months. / *if applicable / *Certificate of Business registration / *Income tax particulars for the past 3 years / *Financial statements for the past 3 years
- Legal Documents:
- *Copies of the title deeds
- *Approved survey plan as referenced in the deed and duly approved by the Local Authority.
- Condition: The bank may request additional details/documents if needed.
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