DFCC Bank PLC · Housing Loan

Home Loans

#11 of 19 · Lower than 42% of housing loans that publish a rate.

Interest rate p.a.: Up to 16%
Maximum amount: Ask bank
Maximum term: 30 yrs

Rates and terms last verified 21 July 2026. Confirm the current terms with the bank.

Tell us what you need and we will check which banks and finance companies on our panel could take your application. We are not a bank and do not lend. Approval and final terms are decided by the bank or finance company.

Features

Wide Range of Financing Options Loans available for buying, building, renovating, or extending a house or apartment, and the purchase of bare land.
High Loan Amounts
Flexible Repayment Terms
Competitive Interest Rates
Fast Pre-Approvals
Personalised Customer Support
Home/Office Visits

Who can apply

Interest rate p.a.

Up to 16%

Check My Eligibility

Home Loans: common questions

What is the interest rate on the Home Loans?

DFCC Bank lists Up to 16% per annum for the Home Loans. That is a ceiling; the rate you are offered depends on your profile. Lower than 42% of housing loans that publish a rate.

How much can I borrow, and for how long?

The Home Loans goes up to Ask bank, repaid over up to 30 yrs. The amount you are approved for depends on your income and existing repayments.

Who is eligible for the Home Loans?

Salaried employees, business owners, and professionals. Minimum gross monthly income of LKR 50,000 (Basic + Fixed Allowances + 50% of Variable Allowances).

What documents do I need?

About the Home Loans

The Home Loans is a housing loan from DFCC Bank in Sri Lanka. Its listed rate is Up to 16.00%. The features, eligibility and documents above come from the bank's published terms; confirm them with DFCC Bank before you apply, as rates and conditions change.

For a housing loan, compare the interest rate and how long any fixed period lasts, the share of the property's value the bank will lend, the longest repayment term, valuation and legal fees, and whether the loan can be used to buy, build or renovate.

See every housing loans from DFCC Bank or compare housing loans from every bank.

Salaried employees, business owners, and professionals.

Minimum gross monthly income of LKR 50,000 (Basic + Fixed Allowances + 50% of Variable Allowances).

Documents you'll need

Application form
Consent of the vendor indicating the selling price (Only for purchase of a land or residential property).

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Reviews for Home Loans

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Application form; Consent of the vendor indicating the selling price (Only for purchase of a land or residential property)..

How do I apply for the Home Loans?

Use the button on this page to send one application through AnyBanQ, or contact DFCC Bank directly. AnyBanQ is not a bank or lender; approval and final terms are decided by DFCC Bank.