Housing Loan
Pre-Cleared Apartment Loans
National Development Bank PLC
Housing Loan Information
Housing Loan
Privet Banking
General
Interest Rate (P.A) : Contact Bank
Loan Tenure : Up to 20 Years
Maximum Loan Amount : LKR 20,000,000
Rates and terms last verified on 4 July 2025.
Features
- 80% of the FSV/ Selling price (whichever is low) for salaried segment & for Self-employed 70%.
- Flexible repayment tenure up to 20 years (Subject to retirement age).
- Tailor-made repayment options to suit your needs.
- Hassle free insurance blanket covers up to 20Mn.
- Special benefits from NDB Registered Apartment projects.
Eligibility
- Who can apply- Resident Sri Lankan Citizens.
- Age - 18 to 60 years subject to retirement age.
Documents Needed
- A copy of the National Identity Card (NIC).
- Sellers Letter (Stating the selling price of a unit/ Sales agreement).
- Letter from employer (covering designation, salary, allowances, period of service).
- Latest 03 months’ Salary slips & Bank statements.
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