Compare Personal Loans in Sri Lanka
Explore top personal loans to meet your financial needs. Filter by bank, features, banking type, or loan name to find the best option. Save your favorites or compare up to three loans to make an informed decision.
About personal loans in Sri Lanka
AnyBanQ lists 134 personal loans from 42 Sri Lankan banks and finance companies, including DFCC Bank, Commercial Bank, NDB Bank, Amãna Bank and Seylan Bank. Listed rates currently run from 7% to 16%. Filter the list above by bank or feature, save the ones you like, and compare up to three side by side.
Before taking a personal loan, compare the interest rate and whether it is fixed or floating, the maximum amount and repayment period, processing fees, early settlement charges, and the income and documents each lender asks for.
Personal Loans by bank: DFCC Bank, Commercial Bank, NDB Bank, Amãna Bank, Seylan Bank, PABC Bank, LCB Finance, Sampath Bank, NSB Bank, RDB Bank, People's Leasing & Finance, Sarvodaya Development Finance, SDB Bank, Alliance Finance, HDFC Bank, Commercial Credit Finance, Fintrex Finance, HNB Finance, LB Finance, Cargills Bank, MBSL Finance, HNB Bank, SBI Bank, CDB Finance, SMB Finance PLC, Siyapatha Finance, Mahindra Ideal Finance, Mercantile Investments and Finance, Union Bank, Habib Bank, NTB Bank, SLS Bank, Dialog Finance, Vallibel Finance, Softlogic Finance, UB Finance, Singer Finance, Senkadagala Finance, Richard Pieris Finance, Janashakthi Finance, Assetline Finance, Asia Asset Finance.
Frequently asked questions
How do I get a personal loan in Sri Lanka?
Choose a bank or licensed finance company, check its eligibility rules (age, minimum income, employment), and submit an application with your NIC, salary slips or proof of income, and bank statements. On Anybanq you can compare personal loan interest rates and maximum amounts across Sri Lankan banks and apply online.
What documents are needed for a personal loan in Sri Lanka?
Typically your National Identity Card (NIC), last 3 months' salary slips or business income proof, 3–6 months of bank statements, and sometimes a guarantor. Requirements vary by bank — each product page on Anybanq lists the exact documents needed.
What affects personal loan interest rates in Sri Lanka?
Rates depend on the Central Bank of Sri Lanka policy rates, the lender, your income and credit history (CRIB record), the loan amount and tenure, and whether the rate is fixed or variable. Comparing several banks before applying usually saves significantly over the loan term.
Can I get a personal loan with a bad CRIB record?
It is harder but not impossible. Some banks and finance companies consider applicants with past CRIB issues at higher rates or with a guarantor or collateral. Clearing arrears and maintaining six months of clean repayment history improves approval chances.