Personal Loans

Life is meant to be enjoyed in the present. Perhaps you wish to change your car or renovate your home. Maybe you want to travel, get married or upgrade your appliances. Don’t let money get in the way of living the life you deserve. We offer Personal Loans at attractive rates to salaried employees, professionals and business clients. Check out our latest Personal Loans rates.

• Repayment period is 5 years (exceptions can be considered based on requirement).
• Minimum documentation.
• Top Up option for existing borrowers.
• Competitive interest rates (Availability of fixed and floating interest rates).

• Age: 18 - 65 years.
• Borrower has to be a Sri Lankan Citizen.
• Minimum income should be LKR 100,000.
• Minimum loan amount is LKR 100,000.
• Considered only in Sri Lankan Rupee (LKR).

• Duly completed application form
• Certified copy of NIC or Driving License
• Utility Bill (if address differs from NIC)
• Employment confirmation letter (addressed to HNB)
• Latest 3 months salary slips
• Standing Order instruction OR Salary undertaking letter to remit salary to HNB
• Bank statements for last 6 months (is salary has not been routed to HNB)
• Asset Declaration (when required)
• Professional Segment: Membership ID Required