Hatton National Bank PLC. · Personal Loan

Personal Loans

#44 of 49 · Lower than 6% of personal loans that publish a rate.

Interest rate p.a.: Up to 18.50%
Maximum amount: Ask bank
Maximum term: 5 yrs

Rates and terms last verified 12 August 2026. Confirm the current terms with the bank.

Full details on Hatton National Bank PLC. 's website

Tell us what you need and we will check which banks and finance companies on our panel could take your application. We are not a bank and do not lend. Approval and final terms are decided by the bank or finance company.

About this personal loan

Life is meant to be enjoyed in the present. Perhaps you wish to change your car or renovate your home. Maybe you want to travel, get married or upgrade your appliances. Don’t let money get in the way of living the life you deserve. We offer Personal Loans at attractive rates to salaried employees, professionals and business clients. Check out our latest Personal Loans rates.

Features

Repayment period is 5 years (exceptions can be considered based on requirement).
Minimum documentation.
Top Up option for existing borrowers.
Competitive interest rates (Availability of fixed and floating interest rates).

Who can apply

Age: 18 - 65 years.

Interest rate p.a.

Up to 18.50%

Check My Eligibility

Personal Loans: common questions

What is the interest rate on the Personal Loans?

HNB Bank lists Up to 18.50% per annum for the Personal Loans. That is a ceiling; the rate you are offered depends on your profile. Lower than 6% of personal loans that publish a rate.

How much can I borrow, and for how long?

The Personal Loans goes up to Ask bank, repaid over up to 5 yrs. The amount you are approved for depends on your income and existing repayments.

Who is eligible for the Personal Loans?

Age: 18 - 65 years. Borrower has to be a Sri Lankan Citizen. Minimum income should be LKR 100,000. Minimum loan amount is LKR 100,000. Considered only in Sri Lankan Rupee (LKR).

About the Personal Loans

The Personal Loans is a personal loan from HNB Bank in Sri Lanka. Its listed rate is Up to 18.50%. The features, eligibility and documents above come from the bank's published terms; confirm them with HNB Bank before you apply, as rates and conditions change.

Before taking a personal loan, compare the interest rate and whether it is fixed or floating, the maximum amount and repayment period, processing fees, early settlement charges, and the income and documents each lender asks for.

See every personal loans from HNB Bank or compare personal loans from every bank.

Borrower has to be a Sri Lankan Citizen.

Minimum income should be LKR 100,000.

Minimum loan amount is LKR 100,000.

Considered only in Sri Lankan Rupee (LKR).

Documents you'll need

Duly completed application form
Certified copy of NIC or Driving License
Utility Bill (if address differs from NIC)
Employment confirmation letter (addressed to HNB)
Latest 3 months salary slips
Standing Order instruction OR Salary undertaking letter to remit salary to HNB
Bank statements for last 6 months (is salary has not been routed to HNB)
Asset Declaration (when required)
Professional Segment: Membership ID Required

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What documents do I need?

Duly completed application form; Certified copy of NIC or Driving License; Utility Bill (if address differs from NIC); Employment confirmation letter (addressed to HNB); Latest 3 months salary slips; Standing Order instruction OR Salary undertaking letter to remit salary to HNB.

How do I apply for the Personal Loans?

Use the button on this page to send one application through AnyBanQ, or contact HNB Bank directly. AnyBanQ is not a bank or lender; approval and final terms are decided by HNB Bank.