Housing Loan

Nivahana – Housing Loans

HNB Finance PLC

Housing Loan Information

Housing Loan

Privet Banking

General

Rates and terms last verified on 15 October 2025.

Description

A home of your own is a lifelong dream; a place where you are free, and your mind is at ease. HNB Finance is ready to make your housing dream a reality. The Nivahana Housing Loan facility provides customers, the ease of building or purchasing their own house or property and improvement and extension of an existing property.

Features

Loan up to LKR. 10.0Mn against mortgage over immovable property
Maximum repayment period of 10 years
Grace period of 6 months for loans granted for new house construction
Loan will be released in stages for construction of houses
Loan up to LKR. 0.5Mn for Diriya members with 02 personal guarantors & simple lodgement of the land permit
Maximum repayment period of 03 years

Eligibility

Customers with a satisfactory CRIB and with an adequate repayment capacity are eligible to apply for the loan, so long as they are under 60 years of age.

Documents Needed

Employer’s Letter of Confirmation
If self-employed, details of the business
Registered Primary Mortgage over Residential Property
2 acceptable guarantors

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About the Nivahana – Housing Loans

The Nivahana – Housing Loans is a housing loan from HNB Finance in Sri Lanka. Its listed rate is Contact Bank. The features, eligibility and documents above come from the bank's published terms; confirm them with HNB Finance before you apply, as rates and conditions change.

For a housing loan, compare the interest rate and how long any fixed period lasts, the share of the property's value the bank will lend, the longest repayment term, valuation and legal fees, and whether the loan can be used to buy, build or renovate.

See every housing loans from HNB Finance or compare housing loans from every bank.