Home Loans

Real estate is an asset that always gains value. But you can’t place a value on owning your own home. Whether you’re looking to invest in property or upgrade your residence, there’s a Home Loan to suit your goals. We have helped salaried employees in both the government and private sector, as well as professionals, entrepreneurs and business clients build both homes and portfolios.

• Mortgage advisory service at your door step.
• Repayment terms up to a maximum 25 years.
• Fixed and floating interest rates.
• Grace period of up to 5 years with capital repayment waiver.
• Residual option that lets you pay up to 50% of capital as final instalment.
• Affiliation with over 100 condominium projects to choose from.
• Step-up loan repayment based on your future increase of income.
• Flexible repayment terms based on your income pattern.
• Prestige Prime Credit Card, with discounts on furniture, paint, tiles, fittings and construction. Click here
• Access to a range of approved condominium developers. List of developers

• Age: 18 - 75 years.
• Borrower has to be a Sri Lankan Citizen.
• Minimum income should be LKR 100,000.
• Minimum loan amount is LKR 1,000,000.
• Can be considered in Sri Lankan Rupee (LKR) and selected foreign currency.

• Duly completed application form.
• Salary confirmations/income proof.