Home Loans
Hatton National Bank PLC.
Tell us what you need and we will check which banks and finance companies on our panel could take your application. We are not a bank and do not lend. Approval and final terms are decided by the bank or finance company.
Rates and terms last verified on 12 August 2026.
Real estate is an asset that always gains value. But you can’t place a value on owning your own home. Whether you’re looking to invest in property or upgrade your residence, there’s a Home Loan to suit your goals. We have helped salaried employees in both the government and private sector, as well as professionals, entrepreneurs and business clients build both homes and portfolios.
- Mortgage advisory service at your door step.
- Repayment terms up to a maximum 25 years.
- Fixed and floating interest rates.
- Grace period of up to 5 years with capital repayment waiver.
- Residual option that lets you pay up to 50% of capital as final instalment.
- Affiliation with over 100 condominium projects to choose from.
- Step-up loan repayment based on your future increase of income.
- Flexible repayment terms based on your income pattern.
- Prestige Prime Credit Card, with discounts on furniture, paint, tiles, fittings and construction. Click here
- Access to a range of approved condominium developers. List of developers
- Age: 18 - 75 years.
- Borrower has to be a Sri Lankan Citizen.
- Minimum income should be LKR 100,000.
- Minimum loan amount is LKR 1,000,000.
- Can be considered in Sri Lankan Rupee (LKR) and selected foreign currency.
- Duly completed application form.
- Salary confirmations/income proof.
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About the Home Loans
The Home Loans is a housing loan from HNB Bank in Sri Lanka. Its listed rate is Up to 17.50%. The features, eligibility and documents above come from the bank's published terms; confirm them with HNB Bank before you apply, as rates and conditions change.
For a housing loan, compare the interest rate and how long any fixed period lasts, the share of the property's value the bank will lend, the longest repayment term, valuation and legal fees, and whether the loan can be used to buy, build or renovate.
See every housing loans from HNB Bank or compare housing loans from every bank.