Hatton National Bank PLC. · Housing Loan

Home Loans

#18 of 19 · Lower than 5% of housing loans that publish a rate.

Interest rate p.a.: Up to 17.50%
Maximum amount: Ask bank
Maximum term: 25 yrs

Rates and terms last verified 12 August 2026. Confirm the current terms with the bank.

Full details on Hatton National Bank PLC. 's website

Tell us what you need and we will check which banks and finance companies on our panel could take your application. We are not a bank and do not lend. Approval and final terms are decided by the bank or finance company.

About this housing loan

Real estate is an asset that always gains value. But you can’t place a value on owning your own home. Whether you’re looking to invest in property or upgrade your residence, there’s a Home Loan to suit your goals. We have helped salaried employees in both the government and private sector, as well as professionals, entrepreneurs and business clients build both homes and portfolios.

Features

Mortgage advisory service at your door step.
Repayment terms up to a maximum 25 years.
Fixed and floating interest rates.
Grace period of up to 5 years with capital repayment waiver.
Residual option that lets you pay up to 50% of capital as final instalment.
Affiliation with over 100 condominium projects to choose from.

Interest rate p.a.

Up to 17.50%

Check My Eligibility

Home Loans: common questions

What is the interest rate on the Home Loans?

HNB Bank lists Up to 17.50% per annum for the Home Loans. That is a ceiling; the rate you are offered depends on your profile. Lower than 5% of housing loans that publish a rate.

How much can I borrow, and for how long?

The Home Loans goes up to Ask bank, repaid over up to 25 yrs. The amount you are approved for depends on your income and existing repayments.

Who is eligible for the Home Loans?

Age: 18 - 75 years. Borrower has to be a Sri Lankan Citizen. Minimum income should be LKR 100,000. Minimum loan amount is LKR 1,000,000. Can be considered in Sri Lankan Rupee (LKR) and selected foreign currency.

What documents do I need?

About the Home Loans

The Home Loans is a housing loan from HNB Bank in Sri Lanka. Its listed rate is Up to 17.50%. The features, eligibility and documents above come from the bank's published terms; confirm them with HNB Bank before you apply, as rates and conditions change.

For a housing loan, compare the interest rate and how long any fixed period lasts, the share of the property's value the bank will lend, the longest repayment term, valuation and legal fees, and whether the loan can be used to buy, build or renovate.

See every housing loans from HNB Bank or compare housing loans from every bank.

Step-up loan repayment based on your future increase of income.

Flexible repayment terms based on your income pattern.

Prestige Prime Credit Card, with discounts on furniture, paint, tiles, fittings and construction. Click here

Access to a range of approved condominium developers. List of developers

Who can apply

Age: 18 - 75 years.
Borrower has to be a Sri Lankan Citizen.
Minimum income should be LKR 100,000.
Minimum loan amount is LKR 1,000,000.
Can be considered in Sri Lankan Rupee (LKR) and selected foreign currency.

Documents you'll need

Duly completed application form.
Salary confirmations/income proof.

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Reviews for Home Loans

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Duly completed application form.; Salary confirmations/income proof..

How do I apply for the Home Loans?

Use the button on this page to send one application through AnyBanQ, or contact HNB Bank directly. AnyBanQ is not a bank or lender; approval and final terms are decided by HNB Bank.