Mercantile Investments and Finance Fixed Deposit Rates — October 2026
Finance company
Rates last verified
Mercantile Investments and Finance publishes 2 fixed deposit products covering 8 tenures. Below are its current rates, how each one ranks against the 65 standard deposits we track, and what LKR 1,000,000 earns after tax. View the Mercantile Investments and Finance profile.
What Mercantile Investments and Finance pays you — and how it compares
Mercantile Investments and Finance doesn't list a rate for 12 months (1 year). Pick another term.
Divimithuru Fixed Deposits
Senior citizens (60+)
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 6.75% | LKR 1,005,063 |
| 3 months | 7.50% | LKR 1,016,875 |
| 6 months | 7.75% | LKR 1,034,875 |
| 12 months | 9.25% | LKR 1,083,250 |
| 24 months | 10.75% | LKR 1,193,500 |
| 36 months | 11.00% | LKR 1,297,000 |
| 48 months | 11.50% | LKR 1,414,000 |
| 60 months | 11.75% | LKR 1,528,750 |
- Enjoy the best fixed deposit rates in Sri Lanka
- Flexible maturity period
- 100% guarantee from one of the most respected and trusted financial institutions in Sri Lanka
- Quick loans against your deposits
Kruthaguna Fixed Deposits
Senior citizens (60+)
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 6.75% | LKR 1,005,063 |
| 3 months | 7.50% | LKR 1,016,875 |
| 6 months | 7.75% | LKR 1,034,875 |
| 12 months | 9.75% | LKR 1,087,750 |
| 24 months | 11.25% | LKR 1,202,500 |
| 36 months | 11.50% | LKR 1,310,500 |
| 48 months | 12.00% | LKR 1,432,000 |
| 60 months | 12.25% | LKR 1,551,250 |
- Enjoy the best fixed deposit rates in Sri Lanka
- Flexible maturity period
- 100% guarantee from one of the most respected and trusted financial institutions in Sri Lanka
- Quick loans against your deposits
Frequently asked questions
What is the highest FD rate at Mercantile Investments and Finance?
Mercantile Investments and Finance's highest published rate is 12.25% p.a. for 60 months on its Kruthaguna Fixed Deposits.
How does Mercantile Investments and Finance's 1-year FD rate compare?
Mercantile Investments and Finance pays up to 9.75% for 12 months, below the market average of 10.31%; the best 12-month rate anywhere is 13.50% at Richard Pieris Finance.
How many fixed deposit products does Mercantile Investments and Finance offer?
We list 2 fixed deposit products from Mercantile Investments and Finance: Divimithuru Fixed Deposits, Kruthaguna Fixed Deposits.
Rates are indicative, collected from each institution's published rate sheet, and can change without notice. Returns assume simple interest paid at maturity with 10% AIT withheld. Anybanq is a comparison service, not a bank, and this is not financial advice — confirm the final rate and terms with the institution.