Compare Housing Loans in Sri Lanka
Explore top housing loans to finance your dream home. Filter by bank, features, banking type, or loan name to find the best option. Save your favorites or compare up to three loans to make an informed decision.
About housing loans in Sri Lanka
AnyBanQ lists 39 housing loans from 23 Sri Lankan banks and finance companies, including HDFC Bank, NDB Bank, Sampath Bank, LB Finance and Commercial Bank. Listed rates currently run from 10% to 17%. Filter the list above by bank or feature, save the ones you like, and compare up to three side by side.
For a housing loan, compare the interest rate and how long any fixed period lasts, the share of the property's value the bank will lend, the longest repayment term, valuation and legal fees, and whether the loan can be used to buy, build or renovate.
Housing Loans by bank: HDFC Bank, NDB Bank, Sampath Bank, LB Finance, Commercial Bank, Amãna Bank, Union Bank, Seylan Bank, Cargills Bank, DFCC Bank, NTB Bank, CDB Finance, SMB Finance PLC, CBC Finance, Vallibel Finance, UB Finance, Mercantile Investments and Finance, LCB Finance, Asia Asset Finance, HNB Finance, SDB Bank, NSB Bank, HNB Bank.
Frequently asked questions
How much housing loan can I get in Sri Lanka?
Most Sri Lankan banks lend up to 70–80% of the property value, with the installment capped around 40–50% of your monthly income. The maximum amount and tenure (often up to 25 years) vary by bank — compare current housing loan offers on Anybanq.
What documents are needed for a housing loan in Sri Lanka?
NIC, income proof (salary slips or audited accounts), bank statements, the title deed and survey plan of the property, a valuation report, and building approvals. Banks may also require a CRIB report check.
Fixed or variable rate — which is better for a Sri Lankan housing loan?
A fixed rate protects you if market rates rise; a variable (floating) rate is usually lower initially and benefits you when rates fall. Many banks offer a fixed period (1–5 years) followed by a variable rate.