DFCC Bank PLC · Credit Card

Visa Signature Credit Card

#38 of 63 · Cheaper than 37% of credit cards that publish a annual fee.

Annual fee: LKR 5,000
Joining fee: LKR 500
Interest rate p.a.: 28%

Rates and terms last verified 6 July 2026. Confirm the current terms with the bank.

Tell us what you need and we will check which banks and finance companies on our panel could take your application. We are not a bank and do not lend. Approval and final terms are decided by the bank or finance company.

Credit Card details

Good for: Travel and Leisure, Lifestyle, Retail Shopping, Online Shopping, Supermarkets

Features

Premium Rewards Program: Earn a minimum 1% cashback on all transactions, directly credited to your DFCC Bank account.
Global Travel Privileges: Enjoy access to 900+ airport lounges worldwide through Lounge key with 1 complimentary visit every year.
Exclusive Offers: Avail year-round dining, shopping, and leisure discounts.
Flexible Repayment Options: Customise repayment plans to suit your financial requirements.
Comprehensive Insurance Cover: Free travel insurance when purchasing return air tickets.

Annual fee

LKR 5,000

Check My Eligibility

Visa Signature Credit Card: common questions

What is the annual fee for the Visa Signature Credit Card?

The listed annual fee is LKR 5,000 and the joining fee is LKR 500. Cheaper than 37% of credit cards that publish a annual fee.

Who is eligible for the Visa Signature Credit Card?

Must be over 18 years of age and resident in Sri Lanka. Should have a Minimum Gross income of LKR 250,000 and above

What documents do I need?

Provide a valid ID (NIC, Passport, or Driver’s Licence).; Submit proof of residence and income documents; If employed, confirmation letter and salary slips for the last 3 months ; If self-employed, audited/management financials or current account statements for the last 6 months.; Apply online or visit your nearest DFCC Bank branch for assistance..

About the Visa Signature Credit Card

The Visa Signature Credit Card is a credit card from DFCC Bank in Sri Lanka. Its listed rate is 28%. The features, eligibility and documents above come from the bank's published terms; confirm them with DFCC Bank before you apply, as rates and conditions change.

When choosing a credit card in Sri Lanka, compare the annual fee, the interest rate on an unpaid balance, the credit limit you qualify for, and the rewards, cashback and merchant offers that come with it. Joining fees and the income needed to qualify also differ between banks.

See every credit cards from DFCC Bank or compare credit cards from every bank.

Advanced Security Features: Includes EMV chip technology for secure transactions.

Priority Services: Benefit from priority customer service and assistance.

Seamless Balance Transfers: Transfer your balances from other credit cards to the DFCC Visa Signature Credit Card at the best rates in the market.

Loan on Card: Instant access to up to 75% of your credit limit as a quick cash advance payable in instalments up to 60 months at the lowest rates.

Easy Payment Plan: Convert any purchases over LKR 10,000/- into an instalment plan and pay it back within 3 to 60 months, with a nominal processing fee.

Who can apply

Must be over 18 years of age and resident in Sri Lanka.
Should have a Minimum Gross income of LKR 250,000 and above

Documents you'll need

Provide a valid ID (NIC, Passport, or Driver’s Licence).
Submit proof of residence and income documents
If employed, confirmation letter and salary slips for the last 3 months
If self-employed, audited/management financials or current account statements for the last 6 months.
Apply online or visit your nearest DFCC Bank branch for assistance.

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How do I apply for the Visa Signature Credit Card?

Use the button on this page to send one application through AnyBanQ, or contact DFCC Bank directly. AnyBanQ is not a bank or lender; approval and final terms are decided by DFCC Bank.